We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when somebody continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by somebody else in an accident or as a result of negligence and who can be held legally responsible for such harm. An individual injury case becomes formalized when a injury lawyer represents the situation for a person in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused a crash or injury at your workplace. When a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be covered by the employer’s insurance. You will find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is usually compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a company who may have or maybe needed by law to obtain Worker’s Compensation Insurance, and so they need to have been injured at work on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability of your worker to get compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation by a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to accidental injuries because of a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury is a result of the negligent operation of the vehicle, the motorist of your vehicle needs to held responsible for the outcomes of those negligence. Since the laws of each and every state are very different, it is very important have got a local attorney experienced with car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner in the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users of the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few options for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in a dog bite case because they are aware of the applicable laws within your local state, the best way to calculate damages, and an effective way to provide evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest concern is not deficiency of income, but handling the demands from creditors for fast payment. It enables you to make your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan repayments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up necessary to live for a long time beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.