We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when someone continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states to are already harmed by somebody else in an accident or on account of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the case for a customer at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the most important mandate being to assist them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is a winner the amount claimed is going to be included in the employer’s insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is usually compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company who may have or possibly is essental to law to have Worker’s Compensation Insurance, and they also will need to have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a small time period in which to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability in the worker to receive compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. For this reason it is very important have proper legal representation by a qualified injury lawyer to ensure the rights of personnel are upheld. With regards to accidental injury due to a vehicle accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of any vehicle, the driver of your vehicle should held to blame for the effects of these negligence. Since the laws of each and every state are different, it is essential to possess a local attorney proficient in car accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he may have few selections for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A dog bite attorney can play a vital role in proving liability in a dog bite case since they know the applicable laws within your local state, the best way to calculate damages, and the most effective way to show evidence. To be successful within a personal injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, there are long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but dealing with the demands from creditors for immediate payment. It enables you to keep the home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage payments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be necessary to live for several years underneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to create an informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.