We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to happen to be harmed by other people in an accident or on account of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized when a personal injury lawyer represents the case on behalf of a customer in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their customers, the main mandate being to assist them acquire the justice and compensation they are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Each time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed is going to be protected by the employerâ€™s liability insurance. There are actually four forms of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by a company who may have or maybe required by law to obtain Workerâ€™s Compensation Insurance, and so they should have been injured at the office on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a restricted time period where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified towards the employer within 30 to 40 days failing that your ability from the worker to get compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance carrier. That is why you should have proper legal representation by a qualified accidental injury lawyer so that the rights of staff is upheld. When it comes to accidental injuries caused by a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you obtain the appropriate compensation to your loss and suffering due to the negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of your vehicle, the driver of your vehicle needs to held accountable for the results of those negligence. Considering that the laws of every state are very different, it is essential to have a local attorney proficient in motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users of the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance provider along with the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few selections for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case while they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. To be successful in a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest dilemma is not deficiency of income, but coping with the requirements from creditors for fast payment. It permits you to maintain your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan repayments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will certainly be expected to live for a long time within the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make an informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.