We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when someone is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have been harmed by someone else in a accident or because of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized every time a accidental injuries lawyer represents the truth on the part of a person with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the main mandate being to assist them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. Each time a worker is hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is a winner the amount claimed is going to be covered by the employer’s insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer that has or perhaps is essental to law to possess Worker’s Compensation Insurance, plus they will need to have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a limited time period in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability from the worker to get compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance carrier. For this reason you should have proper legal representation by a qualified injury lawyer so that the rights of personnel are upheld. When it comes to personal injury as a result of automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When a physical injury is a result of the negligent operation of any vehicle, the motorist in the vehicle needs to held accountable for the consequences of such negligence. Considering that the laws for each state are different, it is important to use a local attorney experienced in motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability within a dog bite case since they understand the applicable laws within your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but coping with the demands from creditors for immediate payment. It lets you make your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan repayments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be necessary to live for many years under the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to create an educated decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.