We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states happen to be harmed by somebody else inside an accident or as a result of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the case for a client in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most important mandate being to help them receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. When a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed is going to be included in the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a company having or is essental to law to have Worker’s Compensation Insurance, and they also need to have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a limited timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability of your worker to receive compensation might be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the amount of claims paid out by their insurance provider. For this reason you should have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of employees are upheld. When it comes to accidental injuries because of a car accident, a vehicle wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident results from the negligent operation of any vehicle, the driver in the vehicle must held responsible for the outcomes of those negligence. Ever since the laws for each state are not the same, it is very important use a local attorney proficient in car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to check the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case as they know the applicable laws in your local state, how to calculate damages, and an effective way to provide evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is great for those whose biggest concern is not deficiency of income, but working with the needs from creditors for immediate payment. It allows you to keep your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be expected to live for several years beneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Companies and folks may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to enable a creditor to help make a well informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.