We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when an individual continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states to are already harmed by somebody else within an accident or because of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the way it is for a customer in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at the job. Each time a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will likely be covered by the employerâ€™s insurance. You can find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be hired by an employer that has or is essental to law to get Workerâ€™s Compensation Insurance, and so they will need to have been injured at the job due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a small period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability of the worker to get compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance firm. This is why you should have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. In the case of personal injury as a result of car accident, an auto wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident results from the negligent operation of any vehicle, the motorist from the vehicle should held to blame for the results of those negligence. Since the laws for each state are different, it is essential to have got a local attorney familiar with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for other users of the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s home insurance provider when the attack occurred around the insuredâ€™s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case as they are aware of the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest issue is not absence of income, but coping with the requirements from creditors for fast payment. It lets you make your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up expected to live for several years within the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business people and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to create a well informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.