We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when an individual has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to have been harmed by another person inside an accident or because of negligence and who can be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the case on behalf of a person with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the main mandate being to help them obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Each time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be paid by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is often compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a business that has or is required by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the job because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a small time period in which to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability from the worker to receive compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation with a qualified injury lawyer to be sure the rights of personnel are upheld. In the case of accidental injuries because of a vehicle accident, a car wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a personal injury is a result of the negligent operation of a vehicle, the driver from the vehicle must held liable for the effects of those negligence. Ever since the laws of every state will vary, you should have a local attorney proficient in vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users of your road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case as they understand the applicable laws in your local state, how you can calculate damages, and an effective way to provide evidence. In order to be successful in the injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually vary from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, you can find long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest issue is not deficiency of income, but handling the needs from creditors for immediate payment. It allows you to make your home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be needed to live for a long time underneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.