We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when somebody has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states happen to be harmed by another person in an accident or due to negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the case with respect to a customer at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the main mandate being to help them acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. When a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is a winner the amount claimed will likely be protected by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory using the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company having or is needed by law to possess Worker’s Compensation Insurance, and they should have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue while there is a limited period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability of the worker to obtain compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance carrier. This is why you should have proper legal representation with a qualified injury lawyer to be sure the rights of staff is upheld. With regards to injury caused by a car accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury results from the negligent operation of any vehicle, the motorist in the vehicle has to held liable for the consequences of such negligence. Ever since the laws of each state will vary, it is very important possess a local attorney familiar with automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to look at the case and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred in the insured’s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case as they be aware of applicable laws within your local state, the way to calculate damages, and the best way to present evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest problem is not deficiency of income, but coping with the requirements from creditors for fast payment. It enables you to make your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be needed to live for many years within the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Company owners and people can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to create a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.