We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when someone continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to are already harmed by another person in an accident or on account of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the case on behalf of a person with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Whenever a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will probably be covered by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be employed by a business having or maybe necessary for law to get Worker’s Compensation Insurance, and they need to have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified to the employer within 30 to 40 days failing that the ability of your worker to acquire compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the volume of claims paid out by their insurance firm. That is why you should have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of personnel are upheld. In the matter of personal injury caused by a automobile accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering due to negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an injury comes from the negligent operation of your vehicle, the operator of the vehicle should held to blame for the results of these negligence. Because the laws of each state will vary, it is very important have got a local attorney experienced in car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few choices for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney may play an important role in proving liability in a dog bite case because they be aware of applicable laws with your local state, the best way to calculate damages, and an effective way to offer evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not insufficient income, but working with the requirements from creditors for fast payment. It enables you to make your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage payments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be expected to live for several years within the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Company owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to create a well informed decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.