We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to are already harmed by somebody else in a accident or due to negligence and who may be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the case for a customer at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the main mandate being to help them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at the office. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be protected by the employerâ€™s insurance. There are actually four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for employees is often compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be used by an employer having or possibly is required by law to get Workerâ€™s Compensation Insurance, and they need to have been injured at the office due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a limited period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability of your worker to receive compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay suffer from the amount of claims paid out by their insurance company. This is why it is very important have proper legal representation from a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of injury because of a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering due to negligence of someone else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a personal injury comes from the negligent operation of a vehicle, the driver of your vehicle should held to blame for the consequences of those negligence. Considering that the laws of each and every state are not the same, it is essential to possess a local attorney experienced with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all other users from the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few options for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s property insurance provider in case the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play an important role in proving liability in the dog bite case while they are aware of the applicable laws in your local state, the way to calculate damages, and the simplest way to offer evidence. To be successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest problem is not insufficient income, but dealing with the demands from creditors for immediate payment. It enables you to make your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be needed to live for quite some time within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Company owners and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to make an informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.