We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have been harmed by other people within an accident or due to negligence and who may be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injury lawyer represents the case with respect to a client at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to help them acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at work. When a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be protected by the employerâ€™s liability insurance. There are four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be hired by a company having or perhaps is essental to law to get Workerâ€™s Compensation Insurance, and they also need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a restricted time frame to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of the worker to get compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason it is important to have proper legal representation with a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the case of accidental injury as a result of vehicle accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident is a result of the negligent operation of any vehicle, the motorist of your vehicle needs to held to blame for the effects of these negligence. Since the laws of every state are very different, it is very important have got a local attorney experienced in automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurer along with the at-fault motorist to evaluate the situation and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog ownerâ€™s property insurance provider in the event the attack occurred about the insuredâ€™s property. Your dog bite attorney can enjoy a crucial role in proving liability in a dog bite case since they understand the applicable laws inside your local state, how you can calculate damages, and the most effective way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but working with the demands from creditors for immediate payment. It lets you maintain your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan payments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be needed to live for several years underneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Business owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.