We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to have been harmed by someone else in an accident or on account of negligence and who could be held legally responsible for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the truth with respect to a client at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most important mandate being to assist them obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. Every time a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be protected by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is normally compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business who may have or maybe needed by law to possess Worker’s Compensation Insurance, and they must have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a restricted time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason it is very important have proper legal representation from a qualified injury lawyer to guarantee the rights of staff is upheld. In the matter of injury because of a car accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering because of the negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an accident comes from the negligent operation of your vehicle, the operator from the vehicle must held responsible for the results of such negligence. Because the laws of each and every state are different, it is very important possess a local attorney experienced with car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few selections for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred in the insured’s property. Your dog bite attorney can play a crucial role in proving liability inside a dog bite case while they understand the applicable laws within your local state, the way to calculate damages, and an effective way to show evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts instead of liquidation. It is great for those whose biggest problem is not insufficient income, but dealing with the requirements from creditors for fast payment. It permits you to keep your home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you may be needed to live for quite some time beneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and folks may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.