We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone promises to have already been harmed by somebody else within an accident or due to negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized whenever a injury lawyer represents the situation on the part of a customer at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most important mandate being to assist them to obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. Each time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be included in the employer’s liability insurance. There are four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer that has or possibly is necessary for law to possess Worker’s Compensation Insurance, and they also need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted period of time in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability in the worker to obtain compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by way of a qualified injury lawyer so that the rights of personnel are upheld. In the case of accidental injuries caused by a motor vehicle accident, a car wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the motorist of your vehicle should held liable for the results of the negligence. Ever since the laws of every state are very different, you should possess a local attorney experienced with car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users in the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few options for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can play an important role in proving liability within a dog bite case since they know the applicable laws in your local state, how to calculate damages, and the simplest way to show evidence. To become successful in the personal injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest concern is not insufficient income, but working with the needs from creditors for fast payment. It permits you to keep your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up expected to live for many years beneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Business owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.