We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when a person has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to happen to be harmed by other people inside an accident or on account of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation on the part of a customer at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Each time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be covered by the employer’s insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is usually compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer having or is essental to law to possess Worker’s Compensation Insurance, and they will need to have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability of the worker to acquire compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the amount of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation by a qualified accidental injury lawyer to ensure the rights of employees are upheld. In the matter of accidental injuries as a result of motor vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an injury is a result of the negligent operation of any vehicle, the motorist of the vehicle needs to held accountable for the effects of those negligence. Ever since the laws of every state are not the same, it is essential to possess a local attorney proficient in vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he could have few options for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in a dog bite case as they know the applicable laws in your local state, how you can calculate damages, and an effective way to offer evidence. Just to be successful inside a injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest concern is not absence of income, but handling the demands from creditors for fast payment. It permits you to make your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage payments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up needed to live for many years underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Company owners and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to create an educated decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.