We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to are already harmed by other people in an accident or as a result of negligence and who might be held legally in charge of such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the truth on the part of a customer with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Each time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be protected by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a business that has or is needed by law to possess Worker’s Compensation Insurance, and they also should have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability of your worker to get compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the amount of claims paid out by their insurance company. This is the reason it is important to have proper legal representation by a qualified accidental injury lawyer so that the rights of personnel are upheld. With regards to personal injury due to a vehicle accident, a car wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering due to the negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident is a result of the negligent operation of the vehicle, the driver of your vehicle needs to held accountable for the effects of these negligence. Ever since the laws for each state are very different, you should use a local attorney experienced in motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney may play a vital role in proving liability in a dog bite case as they be aware of applicable laws inside your local state, the best way to calculate damages, and the best way to present evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for immediate payment. It permits you to keep your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be required to live for several years underneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.