We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when someone continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to happen to be harmed by somebody else in a accident or due to negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized each time a injury lawyer represents the way it is on behalf of a person at a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the main mandate being to assist them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Each time a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed will probably be included in the employerâ€™s liability insurance. You can find four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for employees is often compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by an employer having or is needed by law to get Workerâ€™s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a limited period of time in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability of your worker to receive compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. When it comes to personal injury as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury results from the negligent operation of the vehicle, the driver of your vehicle needs to held liable for the outcomes of such negligence. Since the laws for each state are not the same, it is essential to have got a local attorney experienced with vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance provider and the at-fault motorist to check the situation and getting a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s property insurance provider in case the attack occurred on the insuredâ€™s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they be aware of applicable laws within your local state, how you can calculate damages, and the best way to show evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not absence of income, but working with the demands from creditors for fast payment. It enables you to make your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan repayments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be needed to live for several years under the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business people and folks also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to help make an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.