We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when somebody has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to happen to be harmed by another person in an accident or as a result of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the situation on the part of a client at the civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a car accident or injury at the job. Every time a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be included in the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for workers is generally compulsory with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be hired by an employer that has or perhaps is necessary for law to get Workerâ€™s Compensation Insurance, and so they need to have been injured at work due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a small timeframe to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability of the worker to acquire compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is why it is very important have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. When it comes to injury because of a car accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering due to negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an injury comes from the negligent operation of your vehicle, the motorist of your vehicle has to held to blame for the results of such negligence. Ever since the laws of each state are different, you should have a local attorney familiar with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few options for a successful defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred about the insuredâ€™s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case while they know the applicable laws inside your local state, the way to calculate damages, and an effective way to offer evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest concern is not insufficient income, but handling the demands from creditors for immediate payment. It enables you to maintain your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan repayments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up necessary to live for a long time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Companies and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to permit a creditor to help make a well informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.