We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when a person is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by someone else inside an accident or because of negligence and who could be held legally accountable for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the situation with respect to a client at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the main mandate being to help them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused a car accident or injury at work. Every time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be paid by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer who has or maybe required by law to possess Worker’s Compensation Insurance, and they need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the volume of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by way of a qualified injury lawyer to be sure the rights of workers are upheld. In the case of personal injury due to a automobile accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an injury results from the negligent operation of the vehicle, the driver of your vehicle has to held liable for the outcomes of those negligence. Considering that the laws of each state will vary, it is very important have got a local attorney experienced in motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users of the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few alternatives for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred in the insured’s property. Your dog bite attorney may play an important role in proving liability within a dog bite case since they understand the applicable laws in your local state, how you can calculate damages, and an effective way to offer evidence. To be successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest dilemma is not absence of income, but dealing with the requirements from creditors for immediate payment. It permits you to maintain your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be necessary to live for several years under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.