We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when a person continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states happen to be harmed by another person in an accident or because of negligence and who might be held legally liable for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the way it is for a person at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused any sort of accident or injury at the office. Each time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed will probably be covered by the employer’s insurance. You will find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they must be utilized by an employer who may have or perhaps is required by law to get Worker’s Compensation Insurance, and they also should have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a restricted period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of your worker to obtain compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance carrier. That is why it is very important have proper legal representation with a qualified accidental injuries lawyer so that the rights of employees are upheld. When it comes to personal injury due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your loss and suffering because of the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an injury results from the negligent operation of your vehicle, the operator from the vehicle should held liable for the effects of those negligence. Considering that the laws of each and every state are very different, it is essential to use a local attorney familiar with car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few choices for a successful defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in a dog bite case because they understand the applicable laws within your local state, how to calculate damages, and the simplest way to present evidence. To become successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to position indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, there are long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest issue is not deficiency of income, but handling the demands from creditors for fast payment. It lets you keep your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be needed to live for a long time beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information about the assets, liabilities, along with other business affairs from the debtor sufficient allowing a creditor to help make an informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.