We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to happen to be harmed by someone else within an accident or as a result of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized every time a accidental injuries lawyer represents the case on behalf of a client with a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at the job. Each time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be protected by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is often compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer who may have or possibly is needed by law to have Worker’s Compensation Insurance, and they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted timeframe to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of the worker to receive compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance company. For this reason it is important to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. When it comes to accidental injuries caused by a automobile accident, an auto wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a physical injury comes from the negligent operation of the vehicle, the motorist of the vehicle must held to blame for the results of those negligence. Ever since the laws of each state are different, it is very important use a local attorney proficient in motor vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few choices for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case because they understand the applicable laws within your local state, the best way to calculate damages, and an effective way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest issue is not insufficient income, but coping with the needs from creditors for fast payment. It allows you to keep the home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be necessary to live for several years underneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information about the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to create an informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties useful.