We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to happen to be harmed by someone else inside an accident or due to negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the case with respect to a customer at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Every time a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will probably be covered by the employerâ€™s liability insurance. There are four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is generally compulsory with all the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be hired by a business that has or maybe essental to law to obtain Workerâ€™s Compensation Insurance, and they also will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a small time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are affected by the number of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. When it comes to accidental injuries as a result of motor vehicle accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the motorist of your vehicle has to held responsible for the outcomes of the negligence. Ever since the laws of every state are very different, you should have got a local attorney experienced in automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all other users of your road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurance company as well as the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few choices for an excellent defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s home insurance provider when the attack occurred in the insuredâ€™s property. A dog bite attorney can enjoy a vital role in proving liability within a dog bite case since they know the applicable laws inside your local state, the way to calculate damages, and the most effective way to present evidence. To become successful in the accidental injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s power to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest concern is not absence of income, but working with the demands from creditors for immediate payment. It permits you to keep your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan repayments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be necessary to live for a long time beneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to produce an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.