We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to have been harmed by other people inside an accident or because of negligence and who could be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injury lawyer represents the way it is for a person in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to help them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Every time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be protected by the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business having or possibly is required by law to get Worker’s Compensation Insurance, and they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a limited time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance company. This is why you should have proper legal representation by a qualified personal injury lawyer so that the rights of staff is upheld. With regards to injury as a result of motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an injury results from the negligent operation of your vehicle, the driver of the vehicle must held responsible for the consequences of these negligence. Since the laws of every state are different, it is very important possess a local attorney familiar with vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for all of the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few options for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in the dog bite case because they know the applicable laws within your local state, how to calculate damages, and the simplest way to present evidence. To be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them manage overwhelming debt. However, there are long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest problem is not insufficient income, but coping with the needs from creditors for immediate payment. It allows you to make your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up required to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Business people and people could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.