We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person promises to happen to be harmed by another person in a accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is with respect to a customer at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the main mandate being to enable them to acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused an accident or injury at work. When a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is normally compulsory with all the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be utilized by an employer that has or perhaps is essental to law to possess Worker’s Compensation Insurance, and they must have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a small time period to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of your worker to get compensation might be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance firm. This is the reason you should have proper legal representation with a qualified personal injury lawyer so that the rights of employees are upheld. In the matter of personal injury caused by a motor vehicle accident, an automobile wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury results from the negligent operation of the vehicle, the motorist of your vehicle must held responsible for the consequences of those negligence. Because the laws for each state will vary, you should possess a local attorney experienced in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for other users from the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to evaluate the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case because they understand the applicable laws inside your local state, how to calculate damages, and the best way to present evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest problem is not lack of income, but working with the demands from creditors for immediate payment. It lets you make your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage repayments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be necessary to live for several years under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Companies and people may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to make an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.