We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states are already harmed by other people inside an accident or as a result of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the way it is on behalf of a client at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to help them receive the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at the job. Each time a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be included in the employer’s insurance. You will find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be employed by an employer having or is necessary for law to get Worker’s Compensation Insurance, plus they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a limited time frame in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation with a qualified injury lawyer to ensure the rights of workers are upheld. When it comes to injury as a result of automobile accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the driver in the vehicle must held liable for the effects of these negligence. Because the laws for each state are very different, you should have a local attorney proficient in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for other users of the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to look at the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few selections for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can play a crucial role in proving liability inside a dog bite case because they are aware of the applicable laws in your local state, how you can calculate damages, and the simplest way to present evidence. Just to be successful inside a injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts for those who have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but coping with the demands from creditors for immediate payment. It permits you to maintain your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up necessary to live for several years underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.