We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when somebody continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to are already harmed by somebody else inside an accident or on account of negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized every time a accidental injury lawyer represents the truth with respect to a customer with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them acquire the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed is going to be included in the employer’s liability insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is usually compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be used by an employer who may have or perhaps is required by law to have Worker’s Compensation Insurance, and so they must have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a restricted time period to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability in the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of personnel are upheld. In the matter of accidental injuries as a result of automobile accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering due to the negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a personal injury results from the negligent operation of your vehicle, the operator of your vehicle needs to held accountable for the consequences of such negligence. Since the laws for each state are very different, it is important to have got a local attorney familiar with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few options for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to offer evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest dilemma is not deficiency of income, but working with the demands from creditors for fast payment. It lets you make your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan repayments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be needed to live for several years beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to create a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.