We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when somebody continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to are already harmed by someone else inside an accident or on account of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is on the part of a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at the job. When a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be protected by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by an employer that has or is needed by law to have Worker’s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important while there is a limited time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to receive compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the volume of claims paid out by their insurance provider. This is the reason you should have proper legal representation by way of a qualified injury lawyer so that the rights of workers are upheld. In the matter of injury caused by a vehicle accident, a vehicle wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a personal injury comes from the negligent operation of your vehicle, the motorist of your vehicle should held accountable for the effects of these negligence. Because the laws of each and every state are very different, it is very important use a local attorney experienced in motor vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few selections for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney can play a vital role in proving liability within a dog bite case because they are aware of the applicable laws with your local state, how you can calculate damages, and an effective way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest problem is not insufficient income, but dealing with the needs from creditors for immediate payment. It lets you keep the home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be expected to live for quite some time beneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to make an educated decision concerning the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.