We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when somebody continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states to are already harmed by another person inside an accident or as a result of negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the way it is on the part of a person in a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to assist them get the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for a crash or injury at the office. When a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be covered by the employer’s insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be used by a company having or maybe necessary for law to possess Worker’s Compensation Insurance, and they also need to have been injured at the job because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability of your worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the number of claims paid out by their insurance carrier. For this reason you should have proper legal representation by a qualified injury lawyer to ensure the rights of staff is upheld. With regards to injury due to a car accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the operator of your vehicle needs to held to blame for the outcomes of those negligence. Considering that the laws for each state are not the same, it is important to have a local attorney experienced with vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney may play a crucial role in proving liability within a dog bite case since they understand the applicable laws with your local state, the way to calculate damages, and the best way to provide evidence. In order to be successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to set indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest issue is not deficiency of income, but handling the needs from creditors for immediate payment. It allows you to keep the home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage repayments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be required to live for a long time under the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Companies and folks could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.