We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have already been harmed by another person inside an accident or as a result of negligence and who can be held legally responsible for such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the case on the part of a customer at a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at your workplace. Every time a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed is going to be protected by the employer’s insurance. There are four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be employed by a business who has or possibly is essental to law to get Worker’s Compensation Insurance, and so they will need to have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important as there is a limited time frame where you can report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of your worker to obtain compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the number of claims paid out by their insurance company. For this reason you should have proper legal representation with a qualified personal injury lawyer so that the rights of workers are upheld. When it comes to personal injury caused by a automobile accident, an auto wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When an injury results from the negligent operation of your vehicle, the driver of the vehicle has to held liable for the effects of such negligence. Ever since the laws of each state are not the same, it is important to have got a local attorney proficient in car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few selections for an effective defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in the dog bite case while they know the applicable laws within your local state, the way to calculate damages, and the best way to provide evidence. In order to be successful inside a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to position indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest concern is not absence of income, but working with the demands from creditors for immediate payment. It allows you to keep your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up expected to live for quite some time within the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Company owners and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.