We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when a person has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have been harmed by someone else inside an accident or because of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the situation with respect to a customer at a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to assist them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at work. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be protected by the employerâ€™s liability insurance. You will find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by a company that has or possibly is essental to law to obtain Workerâ€™s Compensation Insurance, and they should have been injured at the job due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical because there is a limited timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of the worker to obtain compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are affected by the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation by a qualified accidental injury lawyer to be sure the rights of workers are upheld. With regards to accidental injuries because of a vehicle accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for the loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a physical injury comes from the negligent operation of the vehicle, the driver of your vehicle should held liable for the results of the negligence. Considering that the laws for each state are not the same, it is important to use a local attorney experienced with car accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for other users of the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance provider and also the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider when the attack occurred on the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability within a dog bite case because they know the applicable laws inside your local state, the best way to calculate damages, and the best way to provide evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them handle overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest problem is not lack of income, but working with the demands from creditors for immediate payment. It enables you to keep the home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage repayments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be expected to live for quite some time underneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.