We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to are already harmed by other people inside an accident or on account of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the truth for a customer at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at your workplace. Whenever a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company having or is needed by law to possess Worker’s Compensation Insurance, and so they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a limited timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of the worker to obtain compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of employees are upheld. With regards to accidental injuries due to a vehicle accident, an auto wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering due to negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury is a result of the negligent operation of a vehicle, the operator of your vehicle needs to held accountable for the outcomes of the negligence. Because the laws of each state are very different, you should have a local attorney experienced with motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for all the other users from the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to evaluate the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney may play a vital role in proving liability in a dog bite case as they are aware of the applicable laws within your local state, the best way to calculate damages, and the best way to provide evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest problem is not deficiency of income, but working with the needs from creditors for immediate payment. It allows you to maintain your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed home loan payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be needed to live for quite some time underneath the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It must include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Business owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to make a well informed decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.