We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when someone has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to are already harmed by other people in an accident or due to negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the truth for a person at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the main mandate being to help them receive the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. Each time a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be included in the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they must be used by an employer having or is essental to law to get Worker’s Compensation Insurance, plus they should have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the volume of claims paid out by their insurance firm. That is why it is important to have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries because of a automobile accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of an individual else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When an injury comes from the negligent operation of your vehicle, the driver in the vehicle has to held to blame for the effects of these negligence. Considering that the laws of each state will vary, it is important to have got a local attorney experienced with motor vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for other users of the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case since they know the applicable laws with your local state, the way to calculate damages, and the most effective way to present evidence. To become successful within a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest issue is not absence of income, but working with the requirements from creditors for immediate payment. It allows you to keep the home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be required to live for a long time underneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to create an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.