We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states happen to be harmed by somebody else inside an accident or due to negligence and who can be held legally accountable for such harm. A private injury case becomes formalized when a personal injury lawyer represents the way it is for a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the main mandate being to assist them to get the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Every time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will be included in the employer’s insurance. There are four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a company having or maybe essental to law to have Worker’s Compensation Insurance, plus they should have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a limited time period to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability of your worker to get compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the number of claims paid out by their insurance company. For this reason it is very important have proper legal representation by a qualified accidental injuries lawyer so that the rights of employees are upheld. When it comes to personal injury caused by a car accident, an automobile wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to the negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of your vehicle, the driver of your vehicle should held responsible for the results of the negligence. Ever since the laws of each and every state are different, it is important to have got a local attorney familiar with vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability within a dog bite case since they know the applicable laws inside your local state, the best way to calculate damages, and the best way to offer evidence. To be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest concern is not absence of income, but handling the needs from creditors for fast payment. It lets you maintain your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for quite some time underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Company owners and people can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to help make an educated decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.