We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to are already harmed by another person inside an accident or due to negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the truth on the part of a person with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most significant mandate being to help them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the job. Each time a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the amount claimed is going to be paid by the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer who has or maybe required by law to get Workerâ€™s Compensation Insurance, and so they must have been injured at the office because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a small timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability of the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are affected by the number of claims paid out by their insurance firm. This is why you should have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of employees are upheld. With regards to injury as a result of motor vehicle accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an accident comes from the negligent operation of your vehicle, the driver from the vehicle needs to held responsible for the results of these negligence. Because the laws of each state are not the same, it is important to have got a local attorney experienced with motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for other users in the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance provider along with the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few options for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability in the dog bite case while they are aware of the applicable laws inside your local state, the best way to calculate damages, and the best way to present evidence. To become successful in a injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest concern is not absence of income, but working with the requirements from creditors for fast payment. It allows you to keep the home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be expected to live for many years underneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to make a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.