We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when an individual continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to happen to be harmed by another person within an accident or as a result of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the way it is with respect to a person with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the main mandate being to help them get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at work. Every time a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is a winner the amount claimed will likely be covered by the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for workers is normally compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a company who may have or possibly is necessary for law to obtain Workerâ€™s Compensation Insurance, and so they must have been injured at the job due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a small time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of the worker to get compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance firm. That is why it is very important have proper legal representation from a qualified injury lawyer to ensure the rights of workers are upheld. In the case of personal injury due to a automobile accident, an auto wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident comes from the negligent operation of a vehicle, the motorist from the vehicle must held to blame for the consequences of these negligence. Because the laws of every state are not the same, it is essential to have a local attorney familiar with motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users from the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim against the dog ownerâ€™s property insurance provider if the attack occurred about the insuredâ€™s property. A dog bite attorney may play a vital role in proving liability in a dog bite case as they know the applicable laws with your local state, how you can calculate damages, and the most effective way to present evidence. To be successful inside a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to position warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not absence of income, but dealing with the demands from creditors for fast payment. It permits you to keep the home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be required to live for several years within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Company owners and folks also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.