We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when a person has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to have been harmed by another person inside an accident or because of negligence and who could be held legally responsible for such harm. A private injury case becomes formalized each time a injury lawyer represents the situation with respect to a client with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to obtain the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at your workplace. When a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed is going to be covered by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is generally compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be used by a business who has or possibly is necessary for law to get Worker’s Compensation Insurance, plus they need to have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability of the worker to receive compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance provider. This is why it is essential to have proper legal representation from a qualified personal injury lawyer to guarantee the rights of employees are upheld. With regards to personal injury because of a vehicle accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an accident results from the negligent operation of a vehicle, the motorist from the vehicle needs to held liable for the effects of those negligence. Ever since the laws of each and every state are very different, you should have got a local attorney proficient in automobile accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case since they be aware of applicable laws in your local state, how to calculate damages, and the most effective way to present evidence. To be successful in the injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest dilemma is not lack of income, but dealing with the requirements from creditors for immediate payment. It enables you to maintain your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by using all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will end up expected to live for many years underneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.