We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when an individual has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to are already harmed by other people in a accident or due to negligence and who could be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the way it is with respect to a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to enable them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Every time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the total amount claimed is going to be paid by the employer’s insurance. There are actually four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is generally compulsory with all the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a business who has or perhaps is needed by law to get Worker’s Compensation Insurance, and so they must have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a limited time frame to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability in the worker to get compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation with a qualified injury lawyer to guarantee the rights of staff is upheld. When it comes to accidental injury caused by a car accident, an auto wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a personal injury results from the negligent operation of a vehicle, the driver of your vehicle has to held accountable for the results of those negligence. Since the laws of each and every state are different, it is essential to have got a local attorney familiar with automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few choices for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case because they know the applicable laws in your local state, how to calculate damages, and the simplest way to present evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest problem is not deficiency of income, but handling the requirements from creditors for fast payment. It allows you to keep your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be required to live for several years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Companies and individuals also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to produce a knowledgeable decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.