We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when someone has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody promises to have been harmed by another person in a accident or on account of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized when a injury lawyer represents the way it is on the part of a person at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to assist them to receive the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for a crash or injury at your workplace. When a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be covered by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is often compulsory with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a company who has or is essental to law to obtain Worker’s Compensation Insurance, and so they must have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability from the worker to get compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance company. This is the reason it is important to have proper legal representation from a qualified personal injury lawyer to ensure the rights of personnel are upheld. In the case of accidental injuries because of a car accident, an automobile wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When an injury is a result of the negligent operation of any vehicle, the motorist of the vehicle needs to held accountable for the outcomes of such negligence. Ever since the laws of every state are not the same, you should possess a local attorney familiar with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to examine the truth and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few selections for a successful defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can play a vital role in proving liability within a dog bite case while they be aware of applicable laws in your local state, how to calculate damages, and the simplest way to provide evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest problem is not insufficient income, but handling the demands from creditors for fast payment. It permits you to maintain your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by using all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan repayments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up required to live for quite some time within the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.