We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when somebody has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states to have been harmed by another person within an accident or due to negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized every time a accidental injuries lawyer represents the truth on the part of a customer with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most important mandate being to assist them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Every time a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be paid by the employer’s liability insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is normally compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a business who may have or is needed by law to obtain Worker’s Compensation Insurance, and they also need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a limited timeframe to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability of your worker to receive compensation might be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance firm. For this reason you should have proper legal representation with a qualified personal injury lawyer to ensure the rights of personnel are upheld. In the case of personal injury as a result of car accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the driver in the vehicle needs to held to blame for the effects of such negligence. Since the laws of every state are different, it is important to have got a local attorney familiar with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users from the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case since they are aware of the applicable laws inside your local state, how to calculate damages, and the best way to offer evidence. To be successful inside a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest issue is not deficiency of income, but handling the needs from creditors for immediate payment. It permits you to maintain your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up needed to live for many years under the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Companies and individuals also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.