We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to happen to be harmed by someone else within an accident or due to negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the way it is on behalf of a client at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the main mandate being to assist them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at your workplace. Every time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be included in the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for workers is usually compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be used by a company having or maybe essental to law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability in the worker to get compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. That is why it is very important have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. In the case of accidental injuries as a result of car accident, a vehicle wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury results from the negligent operation of your vehicle, the operator of the vehicle should held liable for the consequences of these negligence. Because the laws of every state are not the same, it is very important have got a local attorney experienced with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance company along with the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few selections for a successful defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim against the dog ownerâ€™s home insurance provider when the attack occurred around the insuredâ€™s property. A pet dog bite attorney can enjoy a vital role in proving liability inside a dog bite case as they know the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. Just to be successful in the personal injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you can find long term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest problem is not absence of income, but handling the requirements from creditors for immediate payment. It allows you to make your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for several years under the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Companies and people could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to help make a knowledgeable decision about the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.