We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to have been harmed by somebody else within an accident or as a result of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the case on behalf of a person with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the main mandate being to assist them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the office. Each time a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the amount claimed will be paid by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer who has or possibly is essental to law to obtain Worker’s Compensation Insurance, and they must have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a restricted time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of the worker to get compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance company. That is why it is important to have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of injury because of a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an accident results from the negligent operation of your vehicle, the motorist from the vehicle needs to held to blame for the consequences of those negligence. Since the laws of every state are very different, you should have a local attorney experienced in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer as well as the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few options for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney can enjoy an important role in proving liability inside a dog bite case as they understand the applicable laws in your local state, how to calculate damages, and an effective way to show evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest concern is not absence of income, but working with the requirements from creditors for fast payment. It permits you to maintain your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage payments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be needed to live for quite some time underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business people and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to help make a knowledgeable decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.