We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when an individual continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to are already harmed by somebody else inside an accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the way it is on the part of a customer with a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Whenever a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is a winner the amount claimed will probably be protected by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for employees is usually compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer who may have or possibly is needed by law to obtain Worker’s Compensation Insurance, and so they should have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a restricted period of time in which to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability of the worker to receive compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the number of claims paid out by their insurance company. This is why it is essential to have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of employees are upheld. With regards to injury because of a car accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation to your loss and suffering because of the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an accident results from the negligent operation of the vehicle, the driver from the vehicle must held responsible for the consequences of the negligence. Ever since the laws of each and every state are different, it is important to have got a local attorney proficient in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few choices for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred on the insured’s property. A dog bite attorney may play an important role in proving liability within a dog bite case because they are aware of the applicable laws in your local state, how you can calculate damages, and the simplest way to present evidence. To be successful in a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, you can find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest concern is not deficiency of income, but working with the needs from creditors for immediate payment. It enables you to make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan payments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up required to live for quite some time beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It must add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Company owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of the debtor sufficient to permit a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.