We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to happen to be harmed by another person inside an accident or due to negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the truth on behalf of a person at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the main mandate being to enable them to get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Every time a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will probably be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer that has or perhaps is needed by law to have Worker’s Compensation Insurance, and they also must have been injured at work as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted time period to report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to acquire compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation from a qualified personal injury lawyer to be sure the rights of workers are upheld. With regards to injury caused by a automobile accident, a vehicle wreck lawyer will represent you to make sure you obtain the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When an injury results from the negligent operation of a vehicle, the operator in the vehicle needs to held responsible for the consequences of those negligence. Ever since the laws of every state are different, you should possess a local attorney experienced in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few choices for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case as they know the applicable laws within your local state, how to calculate damages, and the best way to offer evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them manage overwhelming debt. However, you can find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not absence of income, but handling the demands from creditors for immediate payment. It permits you to keep your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be necessary to live for several years underneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Company owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to create an informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.