We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to have been harmed by another person in a accident or due to negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized every time a injury lawyer represents the case on behalf of a person with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to help them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be paid by the employer’s insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be hired by an employer who has or perhaps is necessary for law to have Worker’s Compensation Insurance, and they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of staff is upheld. In the matter of accidental injury due to a car accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When an accident is a result of the negligent operation of any vehicle, the operator of the vehicle has to held liable for the effects of these negligence. Since the laws for each state will vary, it is important to have got a local attorney experienced with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can play a vital role in proving liability in a dog bite case as they be aware of applicable laws in your local state, the best way to calculate damages, and the simplest way to provide evidence. To be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, you will find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not absence of income, but handling the needs from creditors for immediate payment. It allows you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan repayments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be expected to live for quite some time within the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Company owners and people could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automated Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.