We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when someone has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to happen to be harmed by someone else inside an accident or due to negligence and who may be held legally accountable for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the situation for a person with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them to acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at your workplace. Whenever a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed is going to be protected by the employer’s insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is often compulsory using the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company having or perhaps is essental to law to have Worker’s Compensation Insurance, and they also should have been injured at the job because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a limited time frame in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability from the worker to receive compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance provider. This is why it is important to have proper legal representation by a qualified accidental injury lawyer to ensure the rights of employees are upheld. In the case of personal injury because of a vehicle accident, a vehicle wreck lawyer will handle your case to make sure you have the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a personal injury comes from the negligent operation of any vehicle, the driver of the vehicle has to held to blame for the consequences of the negligence. Ever since the laws of each state are not the same, it is essential to possess a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can play a vital role in proving liability in a dog bite case as they be aware of applicable laws inside your local state, how you can calculate damages, and the most effective way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the demands from creditors for fast payment. It enables you to make your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be required to live for several years within the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to help make an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.