We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when somebody continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person claims to are already harmed by another person within an accident or due to negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the situation with respect to a person with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the main mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for a crash or injury at the office. When a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will probably be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company having or possibly is necessary for law to possess Worker’s Compensation Insurance, plus they must have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a limited time period in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability in the worker to receive compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation by way of a qualified accidental injury lawyer so that the rights of staff is upheld. In the case of personal injury because of a vehicle accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a physical injury comes from the negligent operation of a vehicle, the motorist from the vehicle has to held responsible for the results of such negligence. Ever since the laws of every state will vary, it is important to possess a local attorney experienced in car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users of the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred around the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they be aware of applicable laws with your local state, how to calculate damages, and the simplest way to provide evidence. To become successful in a personal injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but working with the demands from creditors for fast payment. It lets you maintain your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be required to live for many years beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business people and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to help make a knowledgeable decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties appealing.