We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to are already harmed by somebody else in an accident or as a result of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the case on behalf of a customer at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Whenever a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will be protected by the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory with all the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer who has or perhaps is essental to law to obtain Worker’s Compensation Insurance, and so they need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability in the worker to acquire compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation by a qualified personal injury lawyer to be sure the rights of employees are upheld. With regards to accidental injuries as a result of car accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident results from the negligent operation of any vehicle, the operator in the vehicle must held to blame for the effects of the negligence. Ever since the laws for each state will vary, it is essential to have got a local attorney familiar with vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users in the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they know the applicable laws in your local state, how to calculate damages, and the simplest way to provide evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest issue is not lack of income, but handling the needs from creditors for fast payment. It enables you to keep the home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up expected to live for many years beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of great interest.