We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual claims to are already harmed by somebody else inside an accident or on account of negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the truth on behalf of a client in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the main mandate being to help them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Whenever a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be included in the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is usually compulsory with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be used by a company having or perhaps is essental to law to possess Worker’s Compensation Insurance, and they also will need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a limited time period where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability of the worker to receive compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance firm. This is why it is important to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of staff is upheld. With regards to personal injury caused by a vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury results from the negligent operation of the vehicle, the driver in the vehicle should held to blame for the outcomes of these negligence. Since the laws of every state will vary, it is very important use a local attorney familiar with car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case since they be aware of applicable laws within your local state, the way to calculate damages, and the most effective way to provide evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the requirements from creditors for fast payment. It allows you to keep the home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan repayments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be necessary to live for many years underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Business people and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to help make a well informed decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.