We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to happen to be harmed by somebody else inside an accident or on account of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the truth on the part of a person with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the main mandate being to help them acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be paid by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a company who may have or perhaps is essental to law to possess Worker’s Compensation Insurance, and they also need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a restricted timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability from the worker to obtain compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of workers are upheld. In the case of accidental injury caused by a motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When a physical injury results from the negligent operation of your vehicle, the driver from the vehicle must held accountable for the effects of those negligence. Ever since the laws of every state are different, it is important to use a local attorney familiar with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the situation and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case as they be aware of applicable laws with your local state, the best way to calculate damages, and the most effective way to show evidence. In order to be successful within a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not lack of income, but dealing with the requirements from creditors for fast payment. It enables you to make your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up necessary to live for many years within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to create an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.