We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to are already harmed by other people within an accident or because of negligence and who could be held legally responsible for such harm. Your own injury case becomes formalized when a injury lawyer represents the truth for a client with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the most important mandate being to assist them acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at work. Each time a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be included in the employerâ€™s liability insurance. You can find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is usually compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be employed by a company having or maybe required by law to have Workerâ€™s Compensation Insurance, plus they will need to have been injured at the job due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a restricted time period in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is the reason it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of accidental injuries caused by a vehicle accident, an auto wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering due to negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a personal injury results from the negligent operation of a vehicle, the driver of the vehicle has to held to blame for the effects of these negligence. Ever since the laws for each state are not the same, it is important to use a local attorney proficient in vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but for other users of the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance company and the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s property insurance provider if the attack occurred about the insuredâ€™s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case because they know the applicable laws within your local state, how to calculate damages, and an effective way to present evidence. To become successful in the injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest issue is not deficiency of income, but handling the needs from creditors for immediate payment. It allows you to make your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan repayments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be expected to live for a long time underneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business owners and folks may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.