We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when somebody continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to have been harmed by another person in an accident or because of negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the truth on behalf of a customer in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the main mandate being to assist them get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused a crash or injury at work. Each time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will probably be covered by the employer’s insurance. You will find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by an employer who has or possibly is needed by law to obtain Worker’s Compensation Insurance, and they also need to have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability of your worker to acquire compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation by a qualified personal injury lawyer to ensure the rights of personnel are upheld. In the matter of accidental injuries caused by a motor vehicle accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a physical injury is a result of the negligent operation of your vehicle, the motorist of the vehicle should held accountable for the consequences of these negligence. Considering that the laws of each and every state are different, it is very important have a local attorney experienced with vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney may play a crucial role in proving liability inside a dog bite case because they be aware of applicable laws within your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the demands from creditors for fast payment. It enables you to keep your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan payments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for quite some time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business people and folks can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient to allow a creditor to produce an educated decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.