We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when a person is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states have already been harmed by someone else in an accident or on account of negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the truth on the part of a client in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the main mandate being to enable them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. Every time a worker is hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will be protected by the employer’s insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be employed by an employer who may have or possibly is required by law to get Worker’s Compensation Insurance, and they also will need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability in the worker to receive compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance provider. This is why it is very important have proper legal representation by a qualified accidental injury lawyer so that the rights of personnel are upheld. In the matter of personal injury because of a automobile accident, an auto wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury comes from the negligent operation of your vehicle, the motorist of your vehicle needs to held accountable for the consequences of those negligence. Ever since the laws for each state are different, you should use a local attorney familiar with car accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of your road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case since they be aware of applicable laws within your local state, the way to calculate damages, and an effective way to present evidence. Just to be successful within a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation for those who have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is great for those whose biggest concern is not insufficient income, but working with the needs from creditors for fast payment. It enables you to keep your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage payments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be expected to live for a long time underneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to enable a creditor to produce a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.