We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to are already harmed by another person in a accident or due to negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the truth with respect to a customer with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to assist them receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. Every time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed is going to be paid by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a business having or possibly is required by law to have Worker’s Compensation Insurance, and they also should have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted time frame where you can report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability of the worker to receive compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance company. This is the reason it is important to have proper legal representation by a qualified personal injury lawyer to ensure the rights of employees are upheld. In the case of accidental injuries because of a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident results from the negligent operation of a vehicle, the operator of your vehicle has to held accountable for the consequences of those negligence. Considering that the laws of every state will vary, it is important to have got a local attorney familiar with automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of your road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and the at-fault motorist to evaluate the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few selections for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney may play an important role in proving liability within a dog bite case because they are aware of the applicable laws within your local state, the best way to calculate damages, and the best way to offer evidence. In order to be successful in the personal injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you can find long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but dealing with the demands from creditors for immediate payment. It permits you to keep the home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up needed to live for quite some time underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to produce an educated decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.