We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when someone continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states have been harmed by other people in an accident or on account of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the way it is on behalf of a person with a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to get the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at the job. When a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will be paid by the employer’s insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is often compulsory with the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a business having or is required by law to have Worker’s Compensation Insurance, and they need to have been injured at work as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted time period where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability from the worker to obtain compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the volume of claims paid out by their insurance carrier. This is why it is very important have proper legal representation with a qualified injury lawyer so that the rights of employees are upheld. With regards to accidental injuries due to a vehicle accident, a car wreck lawyer will handle your case to make sure you get the appropriate compensation for the loss and suffering due to negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an injury is a result of the negligent operation of your vehicle, the operator in the vehicle has to held accountable for the results of the negligence. Ever since the laws of each and every state are very different, it is essential to have got a local attorney experienced in automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few selections for an effective defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in a dog bite case while they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to offer evidence. To become successful within a injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not lack of income, but handling the requirements from creditors for immediate payment. It lets you make your home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up expected to live for quite some time beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.