We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to have been harmed by another person in a accident or due to negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the truth for a client with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at the job. Every time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is a winner the amount claimed will likely be protected by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is normally compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer who has or is essental to law to get Worker’s Compensation Insurance, and they need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a restricted timeframe where you can report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability from the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the number of claims paid out by their insurance company. For this reason it is essential to have proper legal representation from a qualified personal injury lawyer so that the rights of employees are upheld. With regards to personal injury because of a automobile accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury comes from the negligent operation of any vehicle, the operator of the vehicle has to held responsible for the outcomes of those negligence. Ever since the laws of every state are not the same, it is very important possess a local attorney proficient in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the situation and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few selections for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they be aware of applicable laws with your local state, the best way to calculate damages, and the best way to provide evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not lack of income, but coping with the requirements from creditors for immediate payment. It allows you to make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up necessary to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Company owners and folks could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to produce an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.