We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when somebody has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states happen to be harmed by other people in an accident or on account of negligence and who might be held legally liable for such harm. Your own injury case becomes formalized every time a accidental injuries lawyer represents the way it is for a client at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to enable them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at work. Every time a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed is going to be included in the employer’s insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a company that has or perhaps is essental to law to have Worker’s Compensation Insurance, and they will need to have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability from the worker to acquire compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance provider. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer so that the rights of personnel are upheld. When it comes to accidental injury due to a car accident, an auto wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an accident results from the negligent operation of the vehicle, the operator from the vehicle should held to blame for the effects of those negligence. Because the laws for each state are not the same, it is important to have got a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few selections for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can play an important role in proving liability inside a dog bite case because they are aware of the applicable laws with your local state, how to calculate damages, and the simplest way to show evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest issue is not absence of income, but dealing with the needs from creditors for fast payment. It permits you to keep the home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be needed to live for a long time within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of great interest.