We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when a person has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to have been harmed by another person in an accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the way it is on behalf of a person at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to help them receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at work. When a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will probably be paid by the employer’s insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is usually compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a business who may have or possibly is essental to law to possess Worker’s Compensation Insurance, and so they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a limited timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability from the worker to receive compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the number of claims paid out by their insurance firm. That is why it is essential to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of workers are upheld. When it comes to personal injury caused by a automobile accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a physical injury is a result of the negligent operation of any vehicle, the motorist from the vehicle needs to held accountable for the results of these negligence. Considering that the laws of every state are very different, it is very important have a local attorney proficient in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all other users from the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can play a crucial role in proving liability inside a dog bite case because they know the applicable laws with your local state, the best way to calculate damages, and the most effective way to offer evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not lack of income, but coping with the requirements from creditors for fast payment. It lets you keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be necessary to live for many years under the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Business people and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to produce a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.