We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have been harmed by another person within an accident or due to negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized each time a injury lawyer represents the truth on behalf of a client in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Every time a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be included in the employer’s liability insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who may have or maybe needed by law to get Worker’s Compensation Insurance, and so they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a small timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability from the worker to get compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the amount of claims paid out by their insurance company. That is why it is essential to have proper legal representation by a qualified injury lawyer to be sure the rights of personnel are upheld. In the matter of accidental injury as a result of automobile accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to the negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of the vehicle, the operator of your vehicle has to held responsible for the results of such negligence. Considering that the laws of each state will vary, it is very important have got a local attorney experienced in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but also for all other users in the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few choices for an effective defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred around the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case since they know the applicable laws in your local state, the way to calculate damages, and the most effective way to provide evidence. Just to be successful in a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you can find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest concern is not deficiency of income, but handling the needs from creditors for immediate payment. It permits you to keep the home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be needed to live for a long time within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Business people and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.