We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have been harmed by another person inside an accident or because of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the case with respect to a customer with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to help them obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the quantity claimed is going to be protected by the employer’s liability insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a company that has or possibly is essental to law to obtain Worker’s Compensation Insurance, and they will need to have been injured at the job because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a restricted period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability of your worker to get compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the volume of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation by way of a qualified personal injury lawyer so that the rights of personnel are upheld. In the case of injury due to a vehicle accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of the vehicle, the operator from the vehicle must held accountable for the consequences of such negligence. Ever since the laws of every state are not the same, you should use a local attorney proficient in motor vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all other users of the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few choices for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A dog bite attorney can play a crucial role in proving liability inside a dog bite case because they understand the applicable laws with your local state, how you can calculate damages, and the most effective way to present evidence. To become successful within a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest issue is not insufficient income, but coping with the demands from creditors for fast payment. It permits you to keep the home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve your debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed mortgage payments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be expected to live for quite some time underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business owners and people also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to make an educated decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.