We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when a person continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to are already harmed by someone else within an accident or due to negligence and who can be held legally responsible for such harm. A private injury case becomes formalized whenever a injury lawyer represents the truth for a client with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Each time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company having or maybe essental to law to have Worker’s Compensation Insurance, and they also should have been injured at work due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a small timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability from the worker to get compensation may be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is essential to have proper legal representation from a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. With regards to injury as a result of motor vehicle accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an accident results from the negligent operation of the vehicle, the motorist in the vehicle should held liable for the consequences of such negligence. Ever since the laws for each state are very different, it is important to use a local attorney experienced in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but also for all other users of your road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he might have few options for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can play a vital role in proving liability in the dog bite case because they know the applicable laws within your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful in a injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest issue is not insufficient income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage payments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be necessary to live for many years under the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Companies and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.