We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states are already harmed by someone else in a accident or on account of negligence and who can be held legally in charge of such harm. A personal injury case becomes formalized each time a injury lawyer represents the situation on the part of a customer in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the main mandate being to assist them to acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at your workplace. When a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be included in the employer’s liability insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is normally compulsory with all the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company having or maybe required by law to get Worker’s Compensation Insurance, plus they need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a restricted time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability in the worker to obtain compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the amount of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation from a qualified personal injury lawyer to be sure the rights of workers are upheld. In the matter of accidental injuries due to a vehicle accident, an auto wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering due to negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the motorist in the vehicle has to held responsible for the effects of such negligence. Because the laws of each and every state are different, it is essential to possess a local attorney familiar with motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users of the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case because they understand the applicable laws in your local state, how to calculate damages, and the most effective way to present evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for immediate payment. It lets you keep your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be needed to live for quite some time underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Business people and folks also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to create an educated decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.