We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when an individual has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states are already harmed by someone else within an accident or because of negligence and who may be held legally liable for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the case on the part of a person in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the main mandate being to help them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business that has or maybe needed by law to have Worker’s Compensation Insurance, and they also must have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the volume of claims paid out by their insurance firm. This is why you should have proper legal representation with a qualified personal injury lawyer to be sure the rights of personnel are upheld. In the matter of injury as a result of automobile accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation to your loss and suffering as a result of negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a personal injury comes from the negligent operation of the vehicle, the driver of your vehicle has to held responsible for the effects of these negligence. Because the laws for each state are not the same, it is very important have a local attorney familiar with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for other users of the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few selections for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case as they understand the applicable laws in your local state, how to calculate damages, and the best way to present evidence. Just to be successful inside a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not lack of income, but handling the needs from creditors for fast payment. It permits you to maintain your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up necessary to live for several years beneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.