We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when a person continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states are already harmed by somebody else in an accident or due to negligence and who might be held legally accountable for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the case on behalf of a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Whenever a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will probably be covered by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a company who may have or is necessary for law to get Worker’s Compensation Insurance, and they also need to have been injured at the office due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited time period in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability in the worker to receive compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the number of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation with a qualified personal injury lawyer to ensure the rights of personnel are upheld. When it comes to injury because of a vehicle accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a physical injury results from the negligent operation of a vehicle, the driver of the vehicle has to held accountable for the outcomes of those negligence. Considering that the laws of every state will vary, it is essential to use a local attorney proficient in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to look at the case and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can enjoy an important role in proving liability in a dog bite case while they are aware of the applicable laws within your local state, the way to calculate damages, and the best way to show evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest issue is not deficiency of income, but working with the requirements from creditors for immediate payment. It lets you maintain your home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home may be a great relief, you may be needed to live for several years under the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It needs to add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Companies and folks also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to create an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.