We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to have been harmed by someone else in an accident or because of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized every time a injury lawyer represents the truth for a customer at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. Every time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is successful the total amount claimed is going to be protected by the employerâ€™s liability insurance. There are actually four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for workers is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be utilized by a company who has or is required by law to possess Workerâ€™s Compensation Insurance, and so they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified to the employer within 30 to 40 days failing in which the ability of your worker to receive compensation can be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to accidental injury as a result of car accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury is a result of the negligent operation of your vehicle, the driver from the vehicle needs to held responsible for the results of these negligence. Considering that the laws of each and every state will vary, it is essential to possess a local attorney experienced with automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurance company as well as the at-fault motorist to look at the case and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few options for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred on the insuredâ€™s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they know the applicable laws with your local state, how you can calculate damages, and the most effective way to present evidence. In order to be successful within a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but coping with the needs from creditors for immediate payment. It lets you keep the home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage payments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be needed to live for many years under the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to make an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.