We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when an individual is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person promises to are already harmed by somebody else in an accident or because of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the situation with respect to a person in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them to get the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for a crash or injury at your workplace. When a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be protected by the employerâ€™s insurance. There are four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer who may have or possibly is essental to law to possess Workerâ€™s Compensation Insurance, and so they should have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical because there is a restricted time frame to report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability from the worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are influenced by the number of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of employees are upheld. With regards to personal injury because of a vehicle accident, a car wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering due to the negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of the vehicle, the driver of your vehicle must held responsible for the effects of the negligence. Since the laws for each state are different, you should have got a local attorney proficient in automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for other users of your road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company along with the at-fault motorist to check the case and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider when the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play an important role in proving liability in the dog bite case because they are aware of the applicable laws inside your local state, the way to calculate damages, and an effective way to provide evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts rather than liquidation. It is great for those whose biggest problem is not deficiency of income, but coping with the demands from creditors for fast payment. It allows you to maintain your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan payments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for quite some time underneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Company owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to produce an informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.