We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to have been harmed by another person in a accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the truth for a customer at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the most important mandate being to enable them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence has caused any sort of accident or injury at the office. Whenever a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be paid by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer who may have or perhaps is essental to law to obtain Worker’s Compensation Insurance, plus they must have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a limited time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of the worker to receive compensation can be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is why it is very important have proper legal representation from a qualified injury lawyer to be sure the rights of staff is upheld. With regards to accidental injuries as a result of motor vehicle accident, a car wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the driver of your vehicle has to held liable for the effects of such negligence. Because the laws of every state are not the same, you should have got a local attorney experienced with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the case and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few options for an effective defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can play an important role in proving liability within a dog bite case because they be aware of applicable laws in your local state, how you can calculate damages, and the simplest way to provide evidence. To become successful in the injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest concern is not insufficient income, but working with the requirements from creditors for immediate payment. It enables you to maintain your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be needed to live for a long time beneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business people and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain all information about the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.