We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to happen to be harmed by somebody else in an accident or due to negligence and who might be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the way it is with respect to a client in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to help them get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. Each time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be paid by the employer’s insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by a company who has or possibly is needed by law to have Worker’s Compensation Insurance, plus they should have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a small time period in which to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of your worker to get compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. That is why it is very important have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of employees are upheld. With regards to personal injury due to a motor vehicle accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the driver of the vehicle should held responsible for the effects of those negligence. Ever since the laws of each and every state are not the same, you should have got a local attorney experienced with automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability in the dog bite case while they be aware of applicable laws in your local state, the way to calculate damages, and an effective way to present evidence. In order to be successful within a injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, you can find long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but handling the requirements from creditors for immediate payment. It permits you to make your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be required to live for many years beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed together with the court. The disclosure must contain information about the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make a well informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.