We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states have already been harmed by other people in a accident or on account of negligence and who could be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the situation with respect to a person at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most important mandate being to enable them to acquire the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. Each time a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will be included in the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is often compulsory with all the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company who may have or is essental to law to obtain Worker’s Compensation Insurance, and they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a limited period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the amount of claims paid out by their insurance company. This is why it is essential to have proper legal representation by way of a qualified injury lawyer to guarantee the rights of personnel are upheld. In the matter of injury due to a automobile accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident is a result of the negligent operation of any vehicle, the driver from the vehicle should held liable for the results of these negligence. Considering that the laws of every state will vary, it is very important possess a local attorney experienced with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few options for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can play an important role in proving liability within a dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not absence of income, but working with the needs from creditors for fast payment. It enables you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. One of the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be expected to live for quite some time beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.