We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when someone has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone promises to happen to be harmed by someone else in an accident or due to negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the case on the part of a person at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to assist them obtain the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. When a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be protected by the employerâ€™s liability insurance. There are four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by a company that has or possibly is essental to law to obtain Workerâ€™s Compensation Insurance, plus they will need to have been injured at the job because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance company. That is why it is very important have proper legal representation from a qualified accidental injury lawyer to ensure the rights of staff is upheld. In the matter of personal injury as a result of motor vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a physical injury comes from the negligent operation of your vehicle, the motorist of the vehicle has to held to blame for the consequences of those negligence. Considering that the laws of each state will vary, you should have a local attorney experienced in car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for other users in the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance provider and the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s property insurance provider if the attack occurred around the insuredâ€™s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case while they be aware of applicable laws in your local state, how to calculate damages, and the most effective way to provide evidence. To become successful within a accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, there are long term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for immediate payment. It enables you to maintain your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be required to live for quite some time beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Company owners and people may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.