We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when a person continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to have been harmed by somebody else inside an accident or on account of negligence and who could be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the situation for a person at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at work. Whenever a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is often compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by an employer having or is required by law to obtain Worker’s Compensation Insurance, plus they must have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a restricted period of time to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability in the worker to get compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the volume of claims paid out by their insurance company. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of staff is upheld. In the case of personal injury because of a automobile accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident results from the negligent operation of the vehicle, the driver of your vehicle should held responsible for the outcomes of these negligence. Considering that the laws of each state are very different, you should have a local attorney experienced in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few choices for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case since they be aware of applicable laws within your local state, the way to calculate damages, and the best way to offer evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest concern is not lack of income, but working with the demands from creditors for fast payment. It enables you to keep the home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan payments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will certainly be necessary to live for quite some time within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Company owners and people can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to produce an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.