We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when an individual is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to have been harmed by somebody else inside an accident or because of negligence and who might be held legally liable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation for a client with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Whenever a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will likely be paid by the employer’s insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by an employer that has or possibly is necessary for law to possess Worker’s Compensation Insurance, and they also must have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted period of time where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability of your worker to receive compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance company. This is the reason it is very important have proper legal representation with a qualified accidental injuries lawyer to ensure the rights of staff is upheld. When it comes to injury because of a motor vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to the negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury is a result of the negligent operation of any vehicle, the driver of your vehicle needs to held liable for the consequences of the negligence. Since the laws for each state are very different, you should use a local attorney experienced in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for other users of the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he might have few choices for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can play a crucial role in proving liability in the dog bite case while they know the applicable laws in your local state, the way to calculate damages, and the most effective way to present evidence. To become successful in a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to place signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but coping with the needs from creditors for fast payment. It lets you make your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan repayments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be necessary to live for many years underneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Companies and folks also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to create an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.