We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have been harmed by somebody else inside an accident or due to negligence and who can be held legally responsible for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the truth for a person at the civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them to acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. Whenever a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is often compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer having or possibly is essental to law to obtain Worker’s Compensation Insurance, and they also should have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability of your worker to get compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is the reason it is important to have proper legal representation from a qualified personal injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury due to a vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering due to the negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an accident results from the negligent operation of the vehicle, the operator in the vehicle has to held responsible for the consequences of those negligence. Since the laws of each state are different, it is essential to have got a local attorney proficient in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to check the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few options for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case as they understand the applicable laws with your local state, how to calculate damages, and the best way to show evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but handling the needs from creditors for fast payment. It lets you make your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan payments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be necessary to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Companies and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.