We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to have already been harmed by someone else in a accident or because of negligence and who may be held legally liable for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the situation on the part of a customer in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most important mandate being to assist them acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Each time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be covered by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is often compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company having or is necessary for law to get Worker’s Compensation Insurance, and so they should have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a limited time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability from the worker to acquire compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation by a qualified injury lawyer to guarantee the rights of staff is upheld. With regards to accidental injury due to a car accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering because of the negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When an injury is a result of the negligent operation of a vehicle, the motorist in the vehicle should held to blame for the consequences of such negligence. Considering that the laws of every state will vary, it is essential to have a local attorney familiar with motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few selections for a successful defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can play a vital role in proving liability inside a dog bite case as they know the applicable laws inside your local state, the way to calculate damages, and the best way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but handling the needs from creditors for immediate payment. It permits you to keep your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Just about the most attractive features of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be needed to live for many years under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business people and people could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.