We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when an individual has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to are already harmed by another person in an accident or due to negligence and who might be held legally liable for such harm. A personal injury case becomes formalized each time a injury lawyer represents the truth on the part of a person at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at the office. Whenever a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed will be paid by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for workers is often compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be employed by an employer who has or possibly is necessary for law to have Workerâ€™s Compensation Insurance, plus they must have been injured at work as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability in the worker to get compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are affected by the amount of claims paid out by their insurance company. This is why it is very important have proper legal representation from a qualified injury lawyer so that the rights of staff is upheld. In the matter of accidental injury due to a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an accident results from the negligent operation of your vehicle, the driver in the vehicle must held responsible for the consequences of the negligence. Because the laws of each and every state are very different, it is essential to use a local attorney experienced in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance company along with the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim against the dog ownerâ€™s home insurance provider if the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play a crucial role in proving liability in the dog bite case as they be aware of applicable laws with your local state, how to calculate damages, and the best way to provide evidence. In order to be successful inside a injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest problem is not lack of income, but working with the needs from creditors for fast payment. It lets you keep the home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage payments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be expected to live for a long time underneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to feature a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Company owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.