We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when somebody has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have been harmed by somebody else inside an accident or due to negligence and who may be held legally accountable for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the truth with respect to a person at the civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to enable them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at work. Every time a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by an employer that has or maybe necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a small period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability of the worker to get compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. For this reason you should have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. With regards to accidental injuries caused by a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering because of the negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a physical injury comes from the negligent operation of any vehicle, the motorist in the vehicle has to held to blame for the results of these negligence. Since the laws for each state will vary, you should possess a local attorney experienced with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users of your road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few options for a successful defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred in the insured’s property. Your dog bite attorney can play a crucial role in proving liability in the dog bite case while they be aware of applicable laws in your local state, how to calculate damages, and the best way to offer evidence. To be successful within a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to place signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest issue is not insufficient income, but working with the requirements from creditors for fast payment. It permits you to maintain your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be necessary to live for many years underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Business people and individuals also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to create a knowledgeable decision about the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.