We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when an individual has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have already been harmed by somebody else in a accident or because of negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized when a injury lawyer represents the way it is with respect to a person in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the main mandate being to help them acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the office. Each time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed will probably be paid by the employer’s insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is often compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business having or perhaps is required by law to obtain Worker’s Compensation Insurance, and they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a restricted period of time where you can report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident should be notified towards the employer within 30 to 40 days failing that your ability from the worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer so that the rights of staff is upheld. In the matter of accidental injury due to a car accident, an automobile wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury results from the negligent operation of a vehicle, the operator from the vehicle should held responsible for the outcomes of those negligence. Ever since the laws of every state are not the same, it is very important possess a local attorney familiar with car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all other users of your road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If your dog owner is up against a strict liability dog bite statute he may have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney may play an important role in proving liability in the dog bite case since they be aware of applicable laws within your local state, the way to calculate damages, and an effective way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, there are long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but handling the demands from creditors for fast payment. It permits you to keep the home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be expected to live for a long time beneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business people and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.