We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when someone is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to happen to be harmed by another person in a accident or on account of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the situation on the part of a customer at the civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the main mandate being to help them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at your workplace. When a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will probably be included in the employer’s insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is generally compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by an employer having or maybe required by law to get Worker’s Compensation Insurance, and so they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a restricted time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability from the worker to receive compensation might be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of workers are upheld. In the matter of accidental injuries due to a vehicle accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury is a result of the negligent operation of your vehicle, the driver from the vehicle must held to blame for the outcomes of the negligence. Because the laws for each state are very different, it is very important use a local attorney experienced in car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of your road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few options for an effective defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case as they are aware of the applicable laws inside your local state, the way to calculate damages, and the simplest way to show evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be required to live for many years within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, and other business affairs from the debtor sufficient to allow a creditor to produce an educated decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.