We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have been harmed by another person in an accident or because of negligence and who could be held legally in charge of such harm. A private injury case becomes formalized when a personal injury lawyer represents the truth for a customer at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at work. Every time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will likely be paid by the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of workerâ€™s compensation for workers is usually compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by a business that has or maybe necessary for law to get Workerâ€™s Compensation Insurance, and they should have been injured at the job because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a restricted period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability in the worker to get compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance provider. This is why it is essential to have proper legal representation from a qualified personal injury lawyer to ensure the rights of workers are upheld. In the case of accidental injury as a result of car accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When an accident comes from the negligent operation of any vehicle, the operator in the vehicle must held accountable for the results of such negligence. Because the laws for each state will vary, it is important to use a local attorney experienced in motor vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurer and also the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s home insurance provider when the attack occurred around the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability in the dog bite case because they know the applicable laws with your local state, the way to calculate damages, and the simplest way to present evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest problem is not insufficient income, but handling the needs from creditors for immediate payment. It allows you to keep the home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be expected to live for quite some time beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to create an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.