We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when a person has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have already been harmed by other people within an accident or because of negligence and who could be held legally responsible for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the truth for a customer at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at the office. When a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will probably be paid by the employer’s insurance. There are actually four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is normally compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by an employer that has or possibly is needed by law to possess Worker’s Compensation Insurance, plus they must have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a restricted time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability of your worker to acquire compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. When it comes to injury because of a vehicle accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering due to negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a personal injury results from the negligent operation of the vehicle, the operator from the vehicle must held liable for the results of those negligence. Since the laws for each state will vary, you should have a local attorney experienced with car accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case while they are aware of the applicable laws in your local state, the way to calculate damages, and the simplest way to provide evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest dilemma is not lack of income, but working with the demands from creditors for fast payment. It allows you to keep the home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be required to live for many years beneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It should add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to create a well informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.