We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to happen to be harmed by somebody else inside an accident or on account of negligence and who may be held legally accountable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the way it is on behalf of a customer at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the most important mandate being to enable them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the exact amount claimed is going to be protected by the employer’s insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory together with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by an employer who may have or perhaps is essental to law to have Worker’s Compensation Insurance, and they should have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a limited timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation with a qualified injury lawyer so that the rights of workers are upheld. In the matter of accidental injury caused by a motor vehicle accident, a vehicle wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident is a result of the negligent operation of your vehicle, the motorist of the vehicle needs to held to blame for the results of the negligence. Ever since the laws of every state are different, it is very important possess a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few options for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case since they know the applicable laws inside your local state, how you can calculate damages, and the most effective way to offer evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, there are long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest problem is not insufficient income, but dealing with the requirements from creditors for immediate payment. It allows you to make your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. One of the more attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be required to live for several years within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Business owners and people also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to make an educated decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.