We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when a person is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states are already harmed by another person inside an accident or as a result of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the case with respect to a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the main mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Whenever a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed will probably be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is generally compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a company who may have or is needed by law to get Worker’s Compensation Insurance, and they should have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a limited period of time in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability in the worker to obtain compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance firm. For this reason it is important to have proper legal representation with a qualified personal injury lawyer so that the rights of workers are upheld. In the case of accidental injury due to a car accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an accident results from the negligent operation of the vehicle, the driver of your vehicle needs to held responsible for the results of the negligence. Because the laws of each and every state are not the same, it is essential to have a local attorney familiar with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all the other users of your road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few options for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in the dog bite case as they be aware of applicable laws within your local state, how you can calculate damages, and the most effective way to present evidence. To become successful in the accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest concern is not deficiency of income, but handling the needs from creditors for immediate payment. It allows you to keep your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed mortgage repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will certainly be needed to live for many years within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Company owners and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs from the debtor sufficient to enable a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.