We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when someone has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states have already been harmed by someone else inside an accident or as a result of negligence and who may be held legally liable for such harm. A personal injury case becomes formalized when a injury lawyer represents the way it is with respect to a person with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the main mandate being to enable them to get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a crash or injury at the office. When a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be covered by the employer’s insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a company who may have or possibly is necessary for law to obtain Worker’s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a limited period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability from the worker to acquire compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance company. That is why it is important to have proper legal representation from a qualified accidental injuries lawyer so that the rights of staff is upheld. In the matter of injury due to a vehicle accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to the negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident is a result of the negligent operation of your vehicle, the driver of your vehicle must held accountable for the results of these negligence. Ever since the laws of every state are very different, it is essential to possess a local attorney experienced in motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users from the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney may play an important role in proving liability in the dog bite case since they know the applicable laws within your local state, the way to calculate damages, and an effective way to provide evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, there are long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but working with the requirements from creditors for fast payment. It permits you to keep the home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be necessary to live for quite some time underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It has to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Company owners and individuals could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to make a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.