We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when an individual has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states to happen to be harmed by other people in an accident or because of negligence and who can be held legally responsible for such harm. A private injury case becomes formalized every time a injury lawyer represents the situation with respect to a client at a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most important mandate being to assist them obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the office. Whenever a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be protected by the employer’s liability insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is normally compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a company who may have or possibly is necessary for law to have Worker’s Compensation Insurance, and they also will need to have been injured at work because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a limited time frame in order to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability of the worker to get compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance firm. That is why you should have proper legal representation by way of a qualified injury lawyer to ensure the rights of workers are upheld. When it comes to personal injury caused by a motor vehicle accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a personal injury is a result of the negligent operation of your vehicle, the driver from the vehicle must held accountable for the outcomes of those negligence. Ever since the laws of each state will vary, it is very important have got a local attorney experienced in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all other users of your road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer and the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he may have few options for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability inside a dog bite case because they know the applicable laws with your local state, the way to calculate damages, and the best way to present evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the demands from creditors for fast payment. It allows you to maintain your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be required to live for quite some time underneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Company owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.