We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when someone is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to are already harmed by other people inside an accident or as a result of negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the way it is with respect to a person at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. When a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is successful the total amount claimed will be protected by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a business who may have or is needed by law to get Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a restricted timeframe where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability from the worker to receive compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation with a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the case of injury because of a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for the loss and suffering due to negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an injury results from the negligent operation of the vehicle, the motorist of your vehicle must held liable for the consequences of these negligence. Ever since the laws of each state are not the same, you should use a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for other users of the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can play a crucial role in proving liability inside a dog bite case because they understand the applicable laws in your local state, the way to calculate damages, and the simplest way to offer evidence. To be successful in the personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest issue is not insufficient income, but coping with the requirements from creditors for fast payment. It enables you to keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage payments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be needed to live for quite some time underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Company owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.