We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when somebody has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to have been harmed by other people inside an accident or as a result of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the case on the part of a customer in a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to assist them get the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Every time a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be protected by the employer’s insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer who has or possibly is necessary for law to obtain Worker’s Compensation Insurance, plus they must have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small period of time to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of your worker to acquire compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance company. This is the reason it is important to have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the matter of personal injury as a result of vehicle accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury results from the negligent operation of the vehicle, the operator from the vehicle must held accountable for the effects of such negligence. Ever since the laws for each state will vary, it is essential to use a local attorney experienced in automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all other users from the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to evaluate the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can start to play an important role in proving liability in the dog bite case since they are aware of the applicable laws with your local state, how to calculate damages, and the best way to present evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but coping with the demands from creditors for fast payment. It lets you maintain your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for several years beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should incorporate a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to make a well informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.