We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to happen to be harmed by someone else in a accident or as a result of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the situation for a person at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to help them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Each time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will be included in the employer’s insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is often compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company who has or is required by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability of the worker to get compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance provider. This is why it is essential to have proper legal representation by way of a qualified injury lawyer to be sure the rights of workers are upheld. In the matter of injury as a result of automobile accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury is a result of the negligent operation of any vehicle, the motorist of your vehicle must held to blame for the effects of such negligence. Ever since the laws of every state are very different, it is important to possess a local attorney familiar with automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all other users in the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider along with the at-fault motorist to examine the way it is and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few options for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can play a crucial role in proving liability in the dog bite case as they understand the applicable laws within your local state, how you can calculate damages, and an effective way to present evidence. Just to be successful within a injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest issue is not lack of income, but handling the requirements from creditors for fast payment. It lets you keep the home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be required to live for quite some time within the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to produce an informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.