We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states have already been harmed by someone else in an accident or on account of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the way it is on the part of a person at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at your workplace. When a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will probably be covered by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is often compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer who has or possibly is required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted timeframe where you can report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing in which the ability from the worker to receive compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance firm. That is why it is very important have proper legal representation by way of a qualified injury lawyer to ensure the rights of personnel are upheld. In the matter of personal injury because of a vehicle accident, an auto wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury is a result of the negligent operation of the vehicle, the motorist from the vehicle must held to blame for the consequences of these negligence. Considering that the laws of each and every state will vary, you should possess a local attorney proficient in car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for other users in the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few options for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in a dog bite case because they are aware of the applicable laws with your local state, the way to calculate damages, and an effective way to offer evidence. To be successful in a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you will find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not absence of income, but working with the demands from creditors for fast payment. It enables you to make your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up expected to live for quite some time beneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to help make a well informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.