We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when somebody has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to have already been harmed by someone else in a accident or because of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the situation on the part of a person with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the most significant mandate being to enable them to obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at the office. Whenever a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will be included in the employer’s liability insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer that has or possibly is required by law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of the worker to receive compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason you should have proper legal representation by a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of personal injury caused by a vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the motorist of the vehicle should held to blame for the consequences of these negligence. Because the laws of each and every state will vary, it is essential to possess a local attorney experienced with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all the other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to look at the truth and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney can play a vital role in proving liability within a dog bite case while they be aware of applicable laws in your local state, the best way to calculate damages, and the simplest way to present evidence. To become successful in the personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but working with the needs from creditors for fast payment. It permits you to maintain your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be needed to live for several years beneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.