We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when someone has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states happen to be harmed by another person in a accident or due to negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the truth with respect to a client at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will probably be protected by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a business who has or possibly is necessary for law to get Worker’s Compensation Insurance, and they will need to have been injured at work due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a restricted time period in order to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability in the worker to get compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance provider. That is why it is essential to have proper legal representation with a qualified accidental injuries lawyer so that the rights of workers are upheld. When it comes to personal injury due to a motor vehicle accident, a car wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident results from the negligent operation of a vehicle, the motorist of your vehicle needs to held responsible for the consequences of those negligence. Because the laws of every state are very different, you should possess a local attorney experienced with vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users in the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few options for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, how to calculate damages, and an effective way to present evidence. In order to be successful inside a injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest dilemma is not lack of income, but coping with the needs from creditors for fast payment. It allows you to maintain your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be expected to live for many years beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business people and individuals can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to make an informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.