We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to happen to be harmed by someone else inside an accident or because of negligence and who may be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the case on the part of a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence has caused a crash or injury at the office. When a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be protected by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a company who may have or is required by law to have Worker’s Compensation Insurance, plus they must have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a limited time period to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability in the worker to receive compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is why you should have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of staff is upheld. With regards to accidental injury caused by a vehicle accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury comes from the negligent operation of your vehicle, the driver from the vehicle should held to blame for the consequences of such negligence. Because the laws for each state will vary, it is important to use a local attorney experienced with car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred in the insured’s property. Your dog bite attorney can play a vital role in proving liability within a dog bite case while they know the applicable laws inside your local state, the way to calculate damages, and the most effective way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you can find long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest issue is not lack of income, but handling the demands from creditors for fast payment. It allows you to maintain your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be necessary to live for a long time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Companies and individuals may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to produce a well informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.