We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to happen to be harmed by another person inside an accident or as a result of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the truth on the part of a person with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them to receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the office. Each time a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be included in the employerâ€™s insurance. There are actually four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by an employer having or possibly is necessary for law to obtain Workerâ€™s Compensation Insurance, and they also will need to have been injured at the job due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a restricted time period to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability of the worker to receive compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance company. This is why you should have proper legal representation by a qualified personal injury lawyer so that the rights of workers are upheld. In the matter of injury as a result of vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering due to negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When a personal injury is a result of the negligent operation of a vehicle, the driver of your vehicle has to held liable for the consequences of the negligence. Since the laws of each and every state will vary, it is important to have got a local attorney proficient in motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users in the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurer along with the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few options for an excellent defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider if the attack occurred on the insuredâ€™s property. Your dog bite attorney can start to play an important role in proving liability in a dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the best way to show evidence. To become successful in the injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but handling the requirements from creditors for fast payment. It allows you to keep the home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be required to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to create a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.