We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when an individual is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to are already harmed by other people in a accident or as a result of negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the way it is with respect to a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a car accident or injury at the office. Every time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be protected by the employer’s insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is usually compulsory together with the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by an employer that has or maybe essental to law to get Worker’s Compensation Insurance, and they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted timeframe to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance company. This is the reason it is essential to have proper legal representation from a qualified personal injury lawyer to ensure the rights of workers are upheld. With regards to personal injury because of a automobile accident, an automobile wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a personal injury results from the negligent operation of any vehicle, the driver of your vehicle has to held responsible for the consequences of the negligence. Considering that the laws of each and every state will vary, it is important to possess a local attorney experienced in vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all the other users of the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few selections for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can play an important role in proving liability inside a dog bite case as they understand the applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. To be successful in the accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for fast payment. It allows you to make your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be required to live for several years underneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to make a well informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.