We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when an individual has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to happen to be harmed by somebody else inside an accident or due to negligence and who could be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the situation for a customer at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to help them receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at work. Each time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed is going to be protected by the employer’s insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is normally compulsory with all the notable exception of Texas as of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a business having or perhaps is essental to law to get Worker’s Compensation Insurance, and they need to have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a limited time frame in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability from the worker to get compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. That is why it is essential to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of personnel are upheld. When it comes to accidental injuries due to a car accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the motorist of your vehicle has to held liable for the results of such negligence. Since the laws of every state are very different, it is essential to possess a local attorney proficient in motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few choices for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can play an important role in proving liability within a dog bite case while they understand the applicable laws inside your local state, how you can calculate damages, and the best way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest issue is not deficiency of income, but coping with the needs from creditors for immediate payment. It allows you to maintain your home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up necessary to live for quite some time under the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to feature a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Companies and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.