We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states have already been harmed by someone else in an accident or on account of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the situation with respect to a customer at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence has caused a car accident or injury at work. Every time a worker has become hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will be included in the employer’s insurance. You will find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is normally compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a business having or perhaps is necessary for law to possess Worker’s Compensation Insurance, and so they should have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical because there is a small period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of staff is upheld. When it comes to accidental injury as a result of automobile accident, an automobile wreck lawyer will fully handle your case to ensure you get the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the operator of the vehicle must held to blame for the outcomes of these negligence. Since the laws for each state are very different, it is essential to use a local attorney proficient in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for other users in the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few selections for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability within a dog bite case while they understand the applicable laws within your local state, how you can calculate damages, and an effective way to show evidence. To be successful within a injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest dilemma is not lack of income, but dealing with the needs from creditors for fast payment. It allows you to maintain your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up necessary to live for quite some time under the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to enable a creditor to make a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.