We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when someone has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to happen to be harmed by other people in a accident or as a result of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the way it is with respect to a client in a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them to get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at your workplace. Each time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be paid by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a company who may have or perhaps is required by law to get Worker’s Compensation Insurance, plus they will need to have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a small time period where you can report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability in the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the amount of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by a qualified injury lawyer to guarantee the rights of workers are upheld. In the case of injury due to a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering due to negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a physical injury comes from the negligent operation of your vehicle, the operator in the vehicle must held accountable for the results of such negligence. Because the laws of every state are different, it is important to possess a local attorney experienced in vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of your road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few choices for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case as they be aware of applicable laws within your local state, how you can calculate damages, and the best way to show evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest issue is not deficiency of income, but working with the demands from creditors for fast payment. It permits you to keep your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up needed to live for a long time under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to create an educated decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.