We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to happen to be harmed by another person within an accident or because of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the case with respect to a client in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. When a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be paid by the employerâ€™s liability insurance. You can find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is usually compulsory using the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be employed by a business who may have or is needed by law to obtain Workerâ€™s Compensation Insurance, plus they will need to have been injured at work because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time frame to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability from the worker to get compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation with a qualified accidental injuries lawyer to ensure the rights of staff is upheld. In the matter of accidental injuries due to a motor vehicle accident, an auto wreck lawyer will handle your case to ensure you receive the appropriate compensation for the loss and suffering due to the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury is a result of the negligent operation of your vehicle, the driver of your vehicle should held accountable for the consequences of these negligence. Considering that the laws of each state will vary, you should use a local attorney proficient in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance provider and the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few options for an excellent defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred in the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability in the dog bite case while they understand the applicable laws within your local state, how you can calculate damages, and the best way to present evidence. To become successful in a injury slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not absence of income, but working with the demands from creditors for immediate payment. It allows you to maintain your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be expected to live for a long time under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Business people and people could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to permit a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.