We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when an individual continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states happen to be harmed by someone else in an accident or as a result of negligence and who can be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the case on the part of a customer with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to help them obtain the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused an accident or injury at your workplace. Every time a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will probably be protected by the employer’s insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is generally compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer that has or perhaps is needed by law to get Worker’s Compensation Insurance, plus they need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a restricted timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of your worker to obtain compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation from a qualified personal injury lawyer to ensure the rights of employees are upheld. In the matter of personal injury due to a vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury comes from the negligent operation of the vehicle, the driver in the vehicle needs to held liable for the results of the negligence. Considering that the laws of every state are not the same, it is essential to have got a local attorney experienced in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney can play an important role in proving liability within a dog bite case because they are aware of the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the requirements from creditors for fast payment. It lets you keep your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan repayments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for a long time within the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Companies and folks may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.