We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to have been harmed by someone else in a accident or on account of negligence and who can be held legally responsible for such harm. An individual injury case becomes formalized each time a injury lawyer represents the way it is on the part of a client with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Every time a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be covered by the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be used by a business who has or perhaps is essental to law to obtain Worker’s Compensation Insurance, plus they must have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited period of time where you can report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing that the ability of your worker to acquire compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation by way of a qualified accidental injury lawyer so that the rights of staff is upheld. In the case of injury due to a automobile accident, a vehicle wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an accident is a result of the negligent operation of any vehicle, the motorist of the vehicle should held responsible for the consequences of the negligence. Since the laws for each state will vary, it is essential to use a local attorney experienced with vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability in a dog bite case because they be aware of applicable laws with your local state, the way to calculate damages, and the best way to offer evidence. Just to be successful within a injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but working with the requirements from creditors for immediate payment. It lets you maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by making use of all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan payments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be expected to live for several years under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Business owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to produce an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.