We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states have been harmed by someone else in a accident or as a result of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized every time a accidental injuries lawyer represents the situation on the part of a person at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to enable them to get the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Each time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will be covered by the employer’s liability insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is normally compulsory using the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by an employer who may have or possibly is needed by law to have Worker’s Compensation Insurance, and they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a restricted time period in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of the worker to acquire compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by way of a qualified injury lawyer to ensure the rights of workers are upheld. In the matter of personal injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering due to the negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury is a result of the negligent operation of any vehicle, the operator in the vehicle has to held liable for the results of such negligence. Because the laws of every state are very different, it is very important have got a local attorney experienced with automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few selections for an effective defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in the dog bite case because they are aware of the applicable laws within your local state, the best way to calculate damages, and the simplest way to offer evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to place signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not lack of income, but dealing with the requirements from creditors for immediate payment. It lets you make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be necessary to live for several years under the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Business people and people also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to create a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.