We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when someone is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to have been harmed by someone else in an accident or because of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized when a injury lawyer represents the way it is with respect to a person with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the most significant mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a crash or injury at work. When a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the amount claimed is going to be paid by the employerâ€™s liability insurance. There are actually four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for workers is normally compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by an employer having or perhaps is required by law to get Workerâ€™s Compensation Insurance, and they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a limited time period in order to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability in the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation from a qualified personal injury lawyer to guarantee the rights of staff is upheld. When it comes to injury caused by a automobile accident, an automobile wreck lawyer will handle your case to make sure you get the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an injury results from the negligent operation of your vehicle, the driver of the vehicle needs to held to blame for the effects of the negligence. Ever since the laws of each and every state are not the same, you should use a local attorney familiar with automobile accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of your road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier and the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few options for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A pet dog bite attorney can play a vital role in proving liability in a dog bite case since they understand the applicable laws with your local state, how to calculate damages, and the most effective way to provide evidence. To be successful in the personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest problem is not insufficient income, but working with the requirements from creditors for immediate payment. It allows you to keep the home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up needed to live for a long time within the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Companies and people may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.