We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to are already harmed by somebody else in an accident or because of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the situation on the part of a client at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at the office. Every time a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the exact amount claimed will likely be included in the employer’s liability insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a company having or is necessary for law to have Worker’s Compensation Insurance, plus they need to have been injured at the job because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability in the worker to get compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. For this reason you should have proper legal representation by a qualified injury lawyer to ensure the rights of workers are upheld. With regards to personal injury because of a motor vehicle accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of any vehicle, the operator in the vehicle has to held to blame for the effects of such negligence. Since the laws of every state are not the same, you should possess a local attorney experienced in vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users in the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few options for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case because they understand the applicable laws inside your local state, how to calculate damages, and an effective way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest issue is not absence of income, but handling the demands from creditors for immediate payment. It allows you to keep the home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up necessary to live for several years within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should include a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Company owners and folks also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to create an educated decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.