We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have already been harmed by another person in a accident or because of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the truth with respect to a customer at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most important mandate being to help them receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at the office. Whenever a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be covered by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is usually compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer who has or is needed by law to possess Worker’s Compensation Insurance, plus they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a small time period in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the number of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of workers are upheld. With regards to injury caused by a automobile accident, a car wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a personal injury results from the negligent operation of your vehicle, the operator of the vehicle must held accountable for the outcomes of those negligence. Ever since the laws for each state are very different, it is very important possess a local attorney experienced in automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to look at the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case as they be aware of applicable laws in your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, there are long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest problem is not deficiency of income, but dealing with the demands from creditors for immediate payment. It enables you to make your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be required to live for several years underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Business people and people may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to create a well informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.