We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states have already been harmed by someone else in a accident or on account of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the case on the part of a client at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the main mandate being to assist them obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the job. Every time a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. When the claim is successful the quantity claimed will be included in the employer’s insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is generally compulsory with all the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a business that has or possibly is needed by law to obtain Worker’s Compensation Insurance, and they must have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a restricted time frame in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of the worker to receive compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the number of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation from a qualified personal injury lawyer to guarantee the rights of employees are upheld. With regards to injury due to a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury comes from the negligent operation of the vehicle, the driver of the vehicle has to held responsible for the effects of such negligence. Considering that the laws for each state are different, you should possess a local attorney experienced in vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few options for a successful defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can start to play a vital role in proving liability within a dog bite case because they be aware of applicable laws with your local state, how you can calculate damages, and the best way to provide evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It permits you to keep the home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be necessary to live for quite some time beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.