We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when somebody has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to have been harmed by someone else within an accident or because of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the way it is on the part of a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Each time a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will be protected by the employerâ€™s insurance. You can find four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be hired by an employer that has or possibly is required by law to have Workerâ€™s Compensation Insurance, and they also need to have been injured at work on account of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a limited timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability in the worker to acquire compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance provider. This is why you should have proper legal representation with a qualified injury lawyer to ensure the rights of staff is upheld. When it comes to accidental injuries because of a automobile accident, a vehicle wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an injury is a result of the negligent operation of your vehicle, the driver in the vehicle should held responsible for the consequences of those negligence. Since the laws for each state will vary, it is important to possess a local attorney familiar with car accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users in the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance carrier and the at-fault motorist to examine the case and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. Your dog bite attorney can enjoy an important role in proving liability inside a dog bite case while they are aware of the applicable laws in your local state, how you can calculate damages, and the most effective way to offer evidence. To become successful inside a injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to handle overwhelming debt. However, there are long-term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest concern is not deficiency of income, but coping with the demands from creditors for fast payment. It enables you to keep your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan repayments. Probably the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up expected to live for many years beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Business people and people can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.