We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states happen to be harmed by other people in a accident or as a result of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized every time a injury lawyer represents the case for a person at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to help them acquire the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Every time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will probably be included in the employer’s insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a business who may have or is required by law to possess Worker’s Compensation Insurance, and so they should have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a restricted timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of your worker to acquire compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. This is the reason it is important to have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. When it comes to accidental injuries caused by a vehicle accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an accident is a result of the negligent operation of the vehicle, the motorist from the vehicle should held liable for the results of such negligence. Because the laws of every state are different, you should use a local attorney experienced with automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for other users of your road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability inside a dog bite case as they know the applicable laws inside your local state, how to calculate damages, and the simplest way to show evidence. To become successful in the accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, there are long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but working with the needs from creditors for fast payment. It allows you to maintain your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan payments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be required to live for quite some time beneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Company owners and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to make an educated decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.