We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states have been harmed by other people in an accident or on account of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the case on behalf of a person with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them to receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Every time a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed will be paid by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer that has or possibly is necessary for law to get Worker’s Compensation Insurance, plus they must have been injured at the job due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a restricted period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability of the worker to get compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of staff is upheld. With regards to injury due to a car accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident results from the negligent operation of any vehicle, the motorist of the vehicle needs to held responsible for the outcomes of those negligence. Because the laws of each and every state will vary, it is important to have got a local attorney proficient in automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for other users of your road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few options for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case as they be aware of applicable laws within your local state, the best way to calculate damages, and the simplest way to present evidence. To be successful in the accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not absence of income, but coping with the requirements from creditors for immediate payment. It allows you to keep your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be required to live for quite some time within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Companies and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.