We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person promises to happen to be harmed by someone else within an accident or as a result of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized whenever a personal injury lawyer represents the way it is with respect to a person in a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at your workplace. Each time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed will be paid by the employer’s insurance. There are four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company having or is necessary for law to get Worker’s Compensation Insurance, and they also should have been injured at the job due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a restricted timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of your worker to receive compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the case of personal injury as a result of automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury is a result of the negligent operation of the vehicle, the motorist in the vehicle must held to blame for the outcomes of those negligence. Ever since the laws for each state are very different, it is essential to have a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users in the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few choices for an effective defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can start to play an important role in proving liability in the dog bite case as they be aware of applicable laws with your local state, how to calculate damages, and the best way to present evidence. To become successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest issue is not lack of income, but dealing with the demands from creditors for immediate payment. It enables you to make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed home loan repayments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up needed to live for quite some time beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Companies and folks also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to create an educated decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties useful.