We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to have already been harmed by someone else in an accident or as a result of negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the situation on the part of a person at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to assist them to obtain the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at the office. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be covered by the employerâ€™s insurance. You will find four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of workerâ€™s compensation for employees is usually compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be utilized by an employer who may have or is needed by law to obtain Workerâ€™s Compensation Insurance, and so they need to have been injured at work because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time frame in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay suffer from the amount of claims paid out by their insurance provider. That is why it is essential to have proper legal representation by a qualified personal injury lawyer so that the rights of staff is upheld. In the case of personal injury as a result of vehicle accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a physical injury comes from the negligent operation of your vehicle, the driver in the vehicle needs to held liable for the effects of these negligence. Since the laws for each state are different, it is essential to have got a local attorney proficient in car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurance carrier and the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred in the insuredâ€™s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case as they understand the applicable laws inside your local state, the best way to calculate damages, and the most effective way to show evidence. To become successful inside a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s power to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them handle overwhelming debt. However, there are actually long term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but coping with the demands from creditors for fast payment. It permits you to keep the home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed mortgage payments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be required to live for quite some time beneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Company owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.