We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states happen to be harmed by other people within an accident or because of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized when a injury lawyer represents the case for a customer with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to help them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be protected by the employer’s insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business that has or is required by law to have Worker’s Compensation Insurance, and they also must have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a restricted timeframe to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of your worker to receive compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance carrier. That is why it is important to have proper legal representation with a qualified injury lawyer to ensure the rights of workers are upheld. When it comes to accidental injury due to a car accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an accident is a result of the negligent operation of your vehicle, the motorist in the vehicle has to held responsible for the consequences of those negligence. Considering that the laws of every state are very different, it is very important have a local attorney experienced with vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users from the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case because they understand the applicable laws in your local state, the best way to calculate damages, and an effective way to show evidence. To become successful in a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you can find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It permits you to maintain your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed home loan repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up expected to live for a long time under the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business people and folks can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties appealing.