We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states are already harmed by someone else in an accident or as a result of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized whenever a personal injury lawyer represents the situation on the part of a customer at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at work. Each time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the amount claimed will be included in the employer’s liability insurance. There are four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is generally compulsory using the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be used by an employer who may have or perhaps is required by law to obtain Worker’s Compensation Insurance, and they will need to have been injured at the job due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small time period where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of the worker to get compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by a qualified accidental injury lawyer to ensure the rights of workers are upheld. In the case of accidental injury because of a motor vehicle accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When an injury comes from the negligent operation of any vehicle, the driver of the vehicle should held responsible for the outcomes of these negligence. Since the laws for each state are different, it is very important use a local attorney experienced in automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for other users in the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider along with the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred around the insured’s property. Your dog bite attorney may play a crucial role in proving liability in a dog bite case as they be aware of applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest issue is not absence of income, but working with the requirements from creditors for immediate payment. It allows you to keep your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be necessary to live for many years beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Companies and individuals could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to help make a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.