We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when someone has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have been harmed by other people within an accident or as a result of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the case on behalf of a person at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. When a worker continues to be hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will be paid by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is generally compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by an employer who may have or possibly is needed by law to obtain Worker’s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a small period of time in order to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability in the worker to obtain compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is the reason you should have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the case of personal injury because of a motor vehicle accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an accident is a result of the negligent operation of your vehicle, the operator in the vehicle needs to held liable for the outcomes of these negligence. Because the laws for each state are different, it is important to have a local attorney experienced in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however for other users of the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few choices for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case since they are aware of the applicable laws in your local state, how you can calculate damages, and the most effective way to provide evidence. To become successful inside a injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest concern is not insufficient income, but coping with the needs from creditors for fast payment. It enables you to make your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage payments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be expected to live for several years underneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make a knowledgeable decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.