We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when a person has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to are already harmed by other people in an accident or due to negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized every time a injury lawyer represents the situation for a customer at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. When a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will be covered by the employerâ€™s insurance. There are four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is generally compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be utilized by an employer who has or maybe required by law to get Workerâ€™s Compensation Insurance, plus they should have been injured at work as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important as there is a limited time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability of your worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation by way of a qualified personal injury lawyer so that the rights of staff is upheld. When it comes to personal injury as a result of car accident, a vehicle wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering due to the negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the motorist from the vehicle should held responsible for the effects of those negligence. Ever since the laws of every state are not the same, it is essential to have a local attorney familiar with motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users of your road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurance provider as well as the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few options for an effective defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s property insurance provider if the attack occurred about the insuredâ€™s property. A pet dog bite attorney may play a crucial role in proving liability within a dog bite case because they know the applicable laws within your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest problem is not absence of income, but dealing with the demands from creditors for immediate payment. It allows you to maintain your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up expected to live for quite some time underneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business owners and individuals also can use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to produce an informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of interest.