We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have been harmed by someone else inside an accident or as a result of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the truth for a person at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. Each time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a company having or perhaps is essental to law to obtain Worker’s Compensation Insurance, and they also must have been injured at the office due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a restricted period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability in the worker to get compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance firm. That is why it is very important have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. In the case of accidental injury as a result of car accident, a car wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a personal injury results from the negligent operation of the vehicle, the motorist in the vehicle needs to held liable for the outcomes of the negligence. Because the laws for each state are very different, it is essential to have a local attorney proficient in motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users from the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few options for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case because they are aware of the applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. To become successful inside a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest issue is not deficiency of income, but coping with the requirements from creditors for immediate payment. It lets you keep your home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be required to live for a long time underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and individuals could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient to enable a creditor to produce a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.