We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when a person continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to have been harmed by another person inside an accident or due to negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the way it is with respect to a person at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for a car accident or injury at work. Each time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be paid by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a business who may have or perhaps is needed by law to get Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a limited time period where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of employees are upheld. When it comes to personal injury due to a vehicle accident, a car wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When a personal injury results from the negligent operation of any vehicle, the operator from the vehicle has to held to blame for the consequences of these negligence. Ever since the laws of every state are different, it is very important have got a local attorney experienced with car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for other users in the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to look at the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case since they be aware of applicable laws inside your local state, how to calculate damages, and the simplest way to present evidence. To become successful in a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, you can find long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but coping with the requirements from creditors for immediate payment. It allows you to keep your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be required to live for a long time within the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business owners and people also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.