We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to happen to be harmed by somebody else in a accident or as a result of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the truth for a customer with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the main mandate being to help them obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for a crash or injury at the job. Each time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed will probably be protected by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company that has or is needed by law to have Worker’s Compensation Insurance, plus they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small time frame in which to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability of the worker to obtain compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the amount of claims paid out by their insurance firm. That is why it is essential to have proper legal representation by a qualified personal injury lawyer to ensure the rights of employees are upheld. When it comes to accidental injury as a result of motor vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident is a result of the negligent operation of a vehicle, the motorist of the vehicle must held responsible for the effects of those negligence. Considering that the laws for each state are not the same, it is essential to possess a local attorney familiar with car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however for all other users from the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few choices for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A dog bite attorney may play an important role in proving liability within a dog bite case while they are aware of the applicable laws with your local state, the way to calculate damages, and the best way to show evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest issue is not absence of income, but handling the requirements from creditors for immediate payment. It allows you to make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be needed to live for a long time beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and folks also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.