We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have been harmed by another person within an accident or due to negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the situation on behalf of a person with a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clients, the most significant mandate being to assist them obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at work. Each time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will probably be covered by the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be used by a business who may have or possibly is required by law to have Worker’s Compensation Insurance, and they must have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a restricted timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability in the worker to obtain compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. This is the reason you should have proper legal representation from a qualified accidental injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury caused by a car accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of the vehicle, the operator in the vehicle must held to blame for the outcomes of those negligence. Because the laws of each and every state are not the same, you should possess a local attorney proficient in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users of the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few options for a successful defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case because they know the applicable laws within your local state, how you can calculate damages, and an effective way to present evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest problem is not absence of income, but dealing with the demands from creditors for fast payment. It allows you to make your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be expected to live for quite some time under the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and folks also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to help make an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.