We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when someone has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to have already been harmed by somebody else within an accident or because of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the truth on the part of a person at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most important mandate being to help them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused a car accident or injury at the job. Each time a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed is going to be included in the employer’s insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer who has or is necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a limited time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability of the worker to acquire compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. For this reason you should have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries as a result of automobile accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation for your loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury is a result of the negligent operation of your vehicle, the operator of your vehicle needs to held accountable for the outcomes of those negligence. Considering that the laws for each state are not the same, it is essential to use a local attorney experienced in automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to examine the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few options for a successful defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case because they understand the applicable laws inside your local state, how you can calculate damages, and an effective way to show evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest concern is not absence of income, but dealing with the needs from creditors for immediate payment. It lets you maintain your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up necessary to live for quite some time underneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business people and folks also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.