We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when somebody is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to have already been harmed by somebody else in a accident or on account of negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the way it is on behalf of a customer with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the main mandate being to enable them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused an accident or injury at the office. Whenever a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the quantity claimed will be included in the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is generally compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company that has or perhaps is required by law to possess Worker’s Compensation Insurance, and they also must have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability of your worker to acquire compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. That is why it is important to have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of workers are upheld. In the case of personal injury due to a automobile accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a physical injury results from the negligent operation of the vehicle, the driver of the vehicle should held liable for the effects of such negligence. Considering that the laws for each state are very different, you should use a local attorney proficient in vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all the other users of the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few choices for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can play a crucial role in proving liability in the dog bite case since they understand the applicable laws with your local state, how to calculate damages, and the simplest way to present evidence. To be successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them handle overwhelming debt. However, you can find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is great for those whose biggest concern is not insufficient income, but dealing with the demands from creditors for immediate payment. It allows you to make your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage payments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be needed to live for quite some time underneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Company owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to create a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.