We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when somebody has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to have been harmed by another person within an accident or because of negligence and who could be held legally liable for such harm. Your own injury case becomes formalized each time a injury lawyer represents the way it is on the part of a person at the civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most important mandate being to assist them get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. Every time a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be paid by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by an employer who has or perhaps is required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted time period in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of the worker to get compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance provider. For this reason it is very important have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of personnel are upheld. With regards to injury as a result of automobile accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the motorist of your vehicle must held to blame for the results of the negligence. Because the laws of each state are not the same, it is very important have got a local attorney proficient in vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can play an important role in proving liability in a dog bite case since they are aware of the applicable laws with your local state, the way to calculate damages, and the simplest way to present evidence. To be successful in the accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to place warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is great for those whose biggest issue is not deficiency of income, but coping with the demands from creditors for fast payment. It permits you to keep your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be necessary to live for many years underneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Business owners and people could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to produce an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of great interest.