We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states happen to be harmed by someone else inside an accident or on account of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized every time a injury lawyer represents the case with respect to a person at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. When a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will be included in the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is often compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by an employer who may have or maybe essental to law to get Worker’s Compensation Insurance, plus they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability in the worker to acquire compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation with a qualified personal injury lawyer to guarantee the rights of employees are upheld. When it comes to injury as a result of automobile accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury comes from the negligent operation of any vehicle, the motorist of your vehicle should held to blame for the consequences of the negligence. Considering that the laws of every state are different, it is very important have a local attorney experienced with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users of the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to examine the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can play a crucial role in proving liability inside a dog bite case as they understand the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest problem is not absence of income, but coping with the requirements from creditors for immediate payment. It enables you to maintain your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be required to live for quite some time beneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Companies and folks may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.