We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states have been harmed by somebody else within an accident or because of negligence and who might be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the situation on behalf of a client at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to assist them acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the job. When a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be covered by the employerâ€™s insurance. There are four kinds of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is usually compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be hired by a company who has or perhaps is needed by law to have Workerâ€™s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small time frame where you can report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability from the worker to get compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance company. This is why it is essential to have proper legal representation from a qualified accidental injury lawyer to ensure the rights of personnel are upheld. When it comes to personal injury due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a personal injury results from the negligent operation of your vehicle, the operator of the vehicle has to held responsible for the effects of the negligence. Because the laws for each state are different, you should use a local attorney experienced in automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance provider and the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few options for a successful defense. More defense options can be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog ownerâ€™s home insurance provider when the attack occurred around the insuredâ€™s property. A pet dog bite attorney can enjoy an important role in proving liability within a dog bite case because they be aware of applicable laws within your local state, the way to calculate damages, and the best way to provide evidence. In order to be successful in the personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not insufficient income, but working with the needs from creditors for immediate payment. It enables you to keep the home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be required to live for quite some time underneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to create an informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.