We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to are already harmed by another person inside an accident or due to negligence and who could be held legally liable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the situation on the part of a person in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most important mandate being to assist them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for an accident or injury at work. Each time a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by an employer who has or perhaps is needed by law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the job because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability in the worker to receive compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. That is why you should have proper legal representation from a qualified personal injury lawyer to ensure the rights of employees are upheld. With regards to accidental injury as a result of motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a physical injury comes from the negligent operation of a vehicle, the motorist of your vehicle needs to held accountable for the effects of these negligence. Ever since the laws for each state are not the same, you should possess a local attorney familiar with car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for other users in the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney may play a crucial role in proving liability in the dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the simplest way to present evidence. To be successful in a accidental injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest problem is not insufficient income, but coping with the requirements from creditors for fast payment. It permits you to maintain your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan payments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be required to live for a long time under the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business people and people could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to make a knowledgeable decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.