We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to have already been harmed by somebody else within an accident or because of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized when a injury lawyer represents the truth on behalf of a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to assist them get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for a crash or injury at your workplace. Each time a worker is hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will likely be covered by the employerâ€™s insurance. There are four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be used by an employer who has or is required by law to get Workerâ€™s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a small timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability of the worker to get compensation could be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. With regards to personal injury due to a vehicle accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the driver of the vehicle has to held responsible for the results of those negligence. Considering that the laws for each state are different, it is very important possess a local attorney experienced with automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users in the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance carrier and the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. A dog bite attorney may play an important role in proving liability in the dog bite case as they be aware of applicable laws inside your local state, the way to calculate damages, and an effective way to offer evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are long term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the needs from creditors for fast payment. It permits you to keep the home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan payments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be expected to live for many years beneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business people and folks also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to make an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.