We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states are already harmed by other people in an accident or on account of negligence and who may be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the case on the part of a client at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the main mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be covered by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a company that has or is required by law to possess Worker’s Compensation Insurance, and they also should have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited time period in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability of the worker to receive compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified injury lawyer to ensure the rights of personnel are upheld. In the matter of accidental injury due to a vehicle accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation for the loss and suffering as a result of negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury results from the negligent operation of any vehicle, the motorist of the vehicle must held to blame for the outcomes of the negligence. Since the laws of each and every state are not the same, you should use a local attorney experienced in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute this individual have few choices for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in a dog bite case since they are aware of the applicable laws within your local state, the way to calculate damages, and an effective way to offer evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not absence of income, but dealing with the demands from creditors for immediate payment. It enables you to maintain your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be necessary to live for quite some time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to produce an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.