We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to happen to be harmed by somebody else in a accident or on account of negligence and who might be held legally in charge of such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation on the part of a person at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the most significant mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Whenever a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will probably be paid by the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer having or maybe required by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the office due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a limited time period in which to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of your worker to obtain compensation might be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the volume of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. In the case of accidental injuries caused by a motor vehicle accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury results from the negligent operation of the vehicle, the operator from the vehicle should held responsible for the effects of the negligence. Since the laws for each state are very different, it is very important have got a local attorney experienced in car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but for other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in the dog bite case since they be aware of applicable laws within your local state, how to calculate damages, and the simplest way to provide evidence. To be successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to handle overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest problem is not insufficient income, but working with the demands from creditors for fast payment. It allows you to make your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage payments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be expected to live for several years underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.