We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when a person is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have already been harmed by another person in a accident or due to negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the situation on behalf of a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most crucial mandate being to help them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused an accident or injury at the job. Whenever a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be covered by the employerâ€™s insurance. There are four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be hired by a company who has or perhaps is essental to law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability from the worker to acquire compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why it is very important have proper legal representation with a qualified injury lawyer to guarantee the rights of staff is upheld. With regards to personal injury as a result of automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident is a result of the negligent operation of the vehicle, the driver of the vehicle must held to blame for the consequences of these negligence. Considering that the laws of each state will vary, it is essential to possess a local attorney experienced in vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all other users of your road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance company as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred around the insuredâ€™s property. A dog bite attorney can play a vital role in proving liability within a dog bite case since they be aware of applicable laws inside your local state, the best way to calculate damages, and the simplest way to present evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest problem is not deficiency of income, but coping with the needs from creditors for fast payment. It lets you keep the home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan repayments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be required to live for a long time underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Company owners and people also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to produce an informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.