We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when a person has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states have already been harmed by somebody else inside an accident or as a result of negligence and who can be held legally accountable for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the situation for a customer at a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the most significant mandate being to help them receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at the job. When a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be included in the employer’s liability insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be employed by an employer who has or maybe necessary for law to get Worker’s Compensation Insurance, and they also must have been injured at the job because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited period of time to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability from the worker to acquire compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the volume of claims paid out by their insurance provider. This is why it is important to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of staff is upheld. In the matter of accidental injuries due to a car accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for the loss and suffering due to the negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury results from the negligent operation of any vehicle, the motorist in the vehicle needs to held responsible for the consequences of these negligence. Ever since the laws for each state are not the same, it is important to have got a local attorney proficient in motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all the other users in the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few options for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred in the insured’s property. A dog bite attorney may play a crucial role in proving liability inside a dog bite case while they be aware of applicable laws in your local state, how you can calculate damages, and the best way to offer evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest concern is not deficiency of income, but coping with the demands from creditors for immediate payment. It enables you to make your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you may be needed to live for several years under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Companies and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.