We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to have been harmed by another person in a accident or due to negligence and who might be held legally liable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the situation with respect to a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most important mandate being to help them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. Whenever a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer having or possibly is necessary for law to obtain Worker’s Compensation Insurance, and they should have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a restricted timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability from the worker to receive compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer to ensure the rights of workers are upheld. With regards to injury due to a automobile accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury is a result of the negligent operation of the vehicle, the driver of your vehicle should held responsible for the results of these negligence. Considering that the laws of each state will vary, you should have got a local attorney proficient in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for other users from the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to examine the case and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case because they are aware of the applicable laws with your local state, the way to calculate damages, and the best way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest dilemma is not lack of income, but handling the needs from creditors for immediate payment. It allows you to keep your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be required to live for quite some time beneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to produce an educated decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.