We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when somebody has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to have been harmed by other people within an accident or because of negligence and who could be held legally liable for such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the case on the part of a person at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused an accident or injury at the job. Every time a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed is going to be paid by the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be utilized by an employer who has or is essental to law to possess Workerâ€™s Compensation Insurance, and they must have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability in the worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are affected by the volume of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation with a qualified personal injury lawyer to ensure the rights of employees are upheld. In the matter of accidental injuries due to a automobile accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a physical injury comes from the negligent operation of your vehicle, the driver of your vehicle needs to held liable for the effects of such negligence. Because the laws of every state are very different, it is essential to have a local attorney proficient in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for other users of your road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance provider along with the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog ownerâ€™s home insurance provider in case the attack occurred in the insuredâ€™s property. A pet dog bite attorney may play a crucial role in proving liability in a dog bite case because they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to show evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to position warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, you can find long term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest dilemma is not absence of income, but dealing with the requirements from creditors for immediate payment. It permits you to make your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage repayments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up expected to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business people and people could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.