We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to happen to be harmed by someone else in an accident or due to negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the way it is for a client at a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Each time a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed is going to be included in the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is often compulsory with all the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company that has or maybe essental to law to have Worker’s Compensation Insurance, and so they must have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability of the worker to get compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of employees are upheld. In the case of accidental injuries caused by a vehicle accident, a vehicle wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a personal injury results from the negligent operation of any vehicle, the driver from the vehicle should held responsible for the effects of the negligence. Since the laws of each and every state are different, it is important to use a local attorney experienced in car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in a dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. In order to be successful in the personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, there are long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not lack of income, but dealing with the needs from creditors for immediate payment. It allows you to keep the home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be needed to live for quite some time beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Company owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.