We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to happen to be harmed by another person in a accident or due to negligence and who can be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the truth on behalf of a client at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to help them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. When a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will be protected by the employer’s insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is generally compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by an employer who may have or maybe necessary for law to possess Worker’s Compensation Insurance, and they also must have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a limited timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of your worker to receive compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance firm. For this reason it is very important have proper legal representation by way of a qualified injury lawyer to ensure the rights of personnel are upheld. When it comes to personal injury due to a automobile accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident comes from the negligent operation of the vehicle, the operator in the vehicle must held to blame for the effects of such negligence. Because the laws of each and every state are very different, it is very important have got a local attorney experienced in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the dog owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users of the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few choices for an effective defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case because they be aware of applicable laws inside your local state, the best way to calculate damages, and an effective way to show evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not insufficient income, but handling the needs from creditors for fast payment. It enables you to maintain your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be required to live for several years under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and folks can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to create an informed decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.