We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when a person continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to have already been harmed by someone else within an accident or due to negligence and who could be held legally in charge of such harm. A private injury case becomes formalized when a injury lawyer represents the truth on behalf of a person in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the main mandate being to help them get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Every time a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will be protected by the employer’s liability insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is often compulsory using the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer that has or perhaps is necessary for law to possess Worker’s Compensation Insurance, plus they must have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a limited time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability from the worker to acquire compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the number of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation from a qualified accidental injury lawyer to be sure the rights of staff is upheld. In the matter of personal injury as a result of automobile accident, a car wreck lawyer will represent you to make sure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury is a result of the negligent operation of your vehicle, the driver of the vehicle needs to held accountable for the outcomes of those negligence. Because the laws of each and every state are different, it is essential to use a local attorney experienced with motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all other users in the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to examine the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few selections for a successful defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney may play a crucial role in proving liability within a dog bite case as they understand the applicable laws in your local state, the way to calculate damages, and the most effective way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, there are actually long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but handling the requirements from creditors for immediate payment. It lets you keep your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed home loan payments. One of the more attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up necessary to live for a long time under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Companies and people can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to produce an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.