We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when someone continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual claims to have already been harmed by somebody else in an accident or as a result of negligence and who can be held legally in charge of such harm. A personal injury case becomes formalized whenever a injury lawyer represents the case on the part of a client at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the main mandate being to help them acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. When a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be included in the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a company that has or perhaps is essental to law to possess Worker’s Compensation Insurance, and they should have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the number of claims paid out by their insurance provider. This is why you should have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. When it comes to accidental injuries because of a vehicle accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of someone else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury is a result of the negligent operation of the vehicle, the motorist in the vehicle should held responsible for the outcomes of these negligence. Since the laws of each state are not the same, it is very important have got a local attorney familiar with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few selections for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability in a dog bite case as they be aware of applicable laws with your local state, how to calculate damages, and the most effective way to offer evidence. To be successful in a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest issue is not insufficient income, but coping with the demands from creditors for fast payment. It permits you to keep the home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be necessary to live for many years under the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and people can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to help make an informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.