We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to have already been harmed by somebody else in an accident or because of negligence and who may be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the way it is on the part of a client at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at work. Every time a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is often compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be hired by an employer that has or possibly is essental to law to possess Worker’s Compensation Insurance, and they need to have been injured at the job due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a small period of time where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability in the worker to acquire compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the amount of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by way of a qualified injury lawyer to ensure the rights of employees are upheld. In the matter of personal injury as a result of vehicle accident, an automobile wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a personal injury results from the negligent operation of any vehicle, the driver of the vehicle has to held to blame for the effects of these negligence. Since the laws for each state are not the same, it is important to possess a local attorney experienced in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few selections for a successful defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can play a crucial role in proving liability in a dog bite case while they know the applicable laws in your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest problem is not insufficient income, but handling the demands from creditors for fast payment. It enables you to make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up necessary to live for several years within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs of your debtor sufficient to permit a creditor to create a well informed decision about the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.