We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to have been harmed by another person in an accident or as a result of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the truth on behalf of a client in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. Every time a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed is going to be protected by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is generally compulsory with all the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business having or perhaps is needed by law to possess Worker’s Compensation Insurance, plus they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a restricted time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability from the worker to receive compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. When it comes to personal injury because of a vehicle accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When an injury results from the negligent operation of any vehicle, the driver of your vehicle must held accountable for the outcomes of these negligence. Since the laws of each and every state are very different, it is essential to possess a local attorney proficient in motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users of your road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred around the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability in the dog bite case while they be aware of applicable laws with your local state, the best way to calculate damages, and the simplest way to present evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest issue is not deficiency of income, but coping with the requirements from creditors for immediate payment. It lets you make your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be required to live for quite some time beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.