We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states to happen to be harmed by another person within an accident or on account of negligence and who may be held legally liable for such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the case for a person with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to assist them acquire the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at your workplace. Each time a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is successful the amount claimed is going to be protected by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of workerâ€™s compensation for employees is often compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be hired by a business having or is necessary for law to get Workerâ€™s Compensation Insurance, and they should have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited period of time to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability in the worker to receive compensation could be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance provider. For this reason it is very important have proper legal representation with a qualified personal injury lawyer to ensure the rights of staff is upheld. When it comes to injury due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an injury comes from the negligent operation of the vehicle, the operator of your vehicle needs to held accountable for the effects of those negligence. Ever since the laws of each and every state are very different, it is essential to have got a local attorney familiar with automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance carrier and the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider when the attack occurred around the insuredâ€™s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case as they understand the applicable laws in your local state, how you can calculate damages, and the best way to provide evidence. Just to be successful inside a injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, you can find long term consequences for individuals who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not lack of income, but handling the needs from creditors for immediate payment. It enables you to keep the home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed home loan payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up required to live for many years underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Companies and folks may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to help make an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.