We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to have been harmed by another person within an accident or due to negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the truth for a client in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the most significant mandate being to help them obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be covered by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business having or maybe needed by law to have Worker’s Compensation Insurance, plus they must have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability of the worker to receive compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of workers are upheld. In the matter of injury because of a vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering due to negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a physical injury results from the negligent operation of a vehicle, the motorist of your vehicle should held liable for the outcomes of these negligence. Because the laws of each state will vary, it is essential to possess a local attorney experienced in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for other users in the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he may have few selections for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case while they be aware of applicable laws inside your local state, how you can calculate damages, and an effective way to show evidence. To be successful in the injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not insufficient income, but handling the demands from creditors for fast payment. It permits you to keep your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed mortgage payments. Probably the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up needed to live for quite some time beneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Companies and folks can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties useful.