We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when someone is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states have been harmed by another person in a accident or because of negligence and who could be held legally liable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the way it is on the part of a person at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to help them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence has caused an accident or injury at the office. Every time a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is successful the amount claimed will be protected by the employerâ€™s liability insurance. There are actually four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is usually compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be employed by a business who may have or perhaps is needed by law to obtain Workerâ€™s Compensation Insurance, and they should have been injured at the job on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a small time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified to the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance firm. This is why you should have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of workers are upheld. With regards to injury as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an accident comes from the negligent operation of the vehicle, the operator of your vehicle should held accountable for the consequences of the negligence. Because the laws of each state are different, it is important to have a local attorney experienced in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users in the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance company along with the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few choices for a successful defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog ownerâ€™s property insurance provider if the attack occurred around the insuredâ€™s property. Your dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, how to calculate damages, and the simplest way to provide evidence. To be successful inside a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but handling the requirements from creditors for immediate payment. It lets you keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be needed to live for quite some time under the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to make an educated decision about the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.