We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when a person continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by someone else in an accident or as a result of negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized whenever a injury lawyer represents the truth on behalf of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most important mandate being to help them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused an accident or injury at the job. When a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be protected by the employer’s insurance. You will find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by a company who has or perhaps is essental to law to possess Worker’s Compensation Insurance, and they will need to have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited time period to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability of your worker to receive compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation from a qualified injury lawyer to guarantee the rights of personnel are upheld. In the matter of injury due to a automobile accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury results from the negligent operation of any vehicle, the motorist in the vehicle needs to held responsible for the results of these negligence. Since the laws of every state are not the same, it is very important have a local attorney experienced with motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for other users in the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can play a vital role in proving liability within a dog bite case because they understand the applicable laws inside your local state, the way to calculate damages, and an effective way to offer evidence. Just to be successful inside a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, there are long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest problem is not deficiency of income, but coping with the needs from creditors for fast payment. It lets you keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be required to live for quite some time under the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Company owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain information about the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.