We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when somebody continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states have already been harmed by somebody else inside an accident or as a result of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the way it is on the part of a customer at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. Whenever a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the exact amount claimed is going to be included in the employer’s insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is normally compulsory with all the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company who has or is essental to law to have Worker’s Compensation Insurance, and they also should have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a small time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability of the worker to receive compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance provider. That is why you should have proper legal representation from a qualified injury lawyer so that the rights of staff is upheld. In the matter of accidental injury as a result of automobile accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering as a result of negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident is a result of the negligent operation of a vehicle, the motorist from the vehicle must held accountable for the results of these negligence. Since the laws of each state will vary, it is essential to have a local attorney experienced with car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users in the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few options for a successful defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in the dog bite case while they understand the applicable laws inside your local state, how you can calculate damages, and the best way to provide evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation for those who have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest concern is not deficiency of income, but handling the requirements from creditors for fast payment. It lets you keep your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be needed to live for quite some time under the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Company owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to help make an informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.