We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when somebody has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states happen to be harmed by somebody else inside an accident or as a result of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the truth for a customer with a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the main mandate being to enable them to obtain the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at work. When a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed is going to be covered by the employerâ€™s liability insurance. There are actually four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of workerâ€™s compensation for workers is often compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be employed by an employer who has or maybe needed by law to obtain Workerâ€™s Compensation Insurance, and they also must have been injured at work due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of your worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. This is the reason you should have proper legal representation by a qualified accidental injury lawyer so that the rights of personnel are upheld. When it comes to injury due to a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident is a result of the negligent operation of a vehicle, the driver of the vehicle has to held accountable for the outcomes of those negligence. Because the laws of every state will vary, it is essential to have got a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company along with the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred about the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case while they be aware of applicable laws in your local state, the best way to calculate damages, and the most effective way to show evidence. To be successful inside a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to set warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long-term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not absence of income, but handling the demands from creditors for fast payment. It lets you maintain your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be required to live for quite some time underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business people and individuals can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.