We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to happen to be harmed by another person in an accident or on account of negligence and who may be held legally liable for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the situation on behalf of a customer at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at work. Every time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the amount claimed is going to be covered by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is often compulsory together with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a company having or maybe required by law to possess Worker’s Compensation Insurance, and so they should have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted time frame where you can report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of your worker to receive compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance provider. For this reason it is very important have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of employees are upheld. With regards to accidental injury due to a car accident, a vehicle wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an injury results from the negligent operation of a vehicle, the operator from the vehicle should held liable for the results of such negligence. Considering that the laws of each state are different, it is important to have got a local attorney experienced with car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A pet dog bite attorney can play a vital role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, the way to calculate damages, and the best way to show evidence. To become successful within a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest issue is not absence of income, but dealing with the demands from creditors for fast payment. It allows you to make your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan payments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be expected to live for several years under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Business people and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to produce an educated decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.