We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states are already harmed by other people within an accident or due to negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the case with respect to a person in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the most important mandate being to enable them to obtain the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at your workplace. When a worker is hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be protected by the employer’s liability insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be used by a company having or perhaps is needed by law to possess Worker’s Compensation Insurance, plus they should have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance company. That is why it is very important have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of staff is upheld. When it comes to injury as a result of automobile accident, an automobile wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury is a result of the negligent operation of a vehicle, the motorist in the vehicle must held accountable for the outcomes of the negligence. Since the laws of every state are different, you should have got a local attorney familiar with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all the other users in the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few options for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability inside a dog bite case as they are aware of the applicable laws inside your local state, how you can calculate damages, and the simplest way to show evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, you can find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for fast payment. It enables you to make your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up expected to live for a long time under the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.