We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to are already harmed by other people in an accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the case with respect to a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the main mandate being to assist them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. Whenever a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will likely be paid by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a business that has or perhaps is essental to law to get Workerâ€™s Compensation Insurance, and they also will need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted time period where you can report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance company. That is why it is very important have proper legal representation with a qualified accidental injury lawyer so that the rights of employees are upheld. In the matter of injury caused by a vehicle accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident is a result of the negligent operation of the vehicle, the motorist from the vehicle has to held responsible for the results of these negligence. Ever since the laws of each state are very different, it is very important have a local attorney experienced in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurance provider along with the at-fault motorist to evaluate the case and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he might have few options for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred about the insuredâ€™s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case since they understand the applicable laws inside your local state, how to calculate damages, and an effective way to present evidence. To become successful in the injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, you can find long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but dealing with the demands from creditors for fast payment. It permits you to keep the home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be expected to live for quite some time beneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to help make a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.