We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to have been harmed by another person inside an accident or due to negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the truth with respect to a person at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the main mandate being to enable them to acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. Whenever a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will probably be protected by the employer’s insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is often compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who has or possibly is needed by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the job because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a limited time period to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance firm. For this reason you should have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. When it comes to personal injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of your vehicle, the operator of the vehicle has to held accountable for the effects of those negligence. Ever since the laws of each and every state are very different, you should have got a local attorney proficient in motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all the other users from the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to examine the truth and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability inside a dog bite case because they understand the applicable laws with your local state, the way to calculate damages, and the most effective way to provide evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, there are long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but handling the demands from creditors for fast payment. It allows you to make your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan repayments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be required to live for several years underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Companies and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.