We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states happen to be harmed by somebody else within an accident or due to negligence and who could be held legally accountable for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the case on the part of a customer at a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the main mandate being to help them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Every time a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is a winner the quantity claimed will likely be included in the employer’s liability insurance. There are four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a business that has or is required by law to obtain Worker’s Compensation Insurance, and so they need to have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a limited time frame to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability in the worker to receive compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. With regards to accidental injuries because of a motor vehicle accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation to your loss and suffering due to negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an injury results from the negligent operation of the vehicle, the driver of the vehicle should held liable for the outcomes of such negligence. Because the laws of each and every state are very different, you should use a local attorney proficient in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all other users of the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If your dog owner is up against a strict liability dog bite statute he might have few choices for an effective defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney may play a vital role in proving liability within a dog bite case because they understand the applicable laws inside your local state, how to calculate damages, and the most effective way to offer evidence. To become successful within a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, there are long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest concern is not absence of income, but handling the needs from creditors for immediate payment. It permits you to maintain your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be necessary to live for many years underneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Business people and people could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.