We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when an individual continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by other people in an accident or due to negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the situation on behalf of a client at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the most important mandate being to assist them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence has caused any sort of accident or injury at the job. Each time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be covered by the employerâ€™s insurance. You can find four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be hired by an employer having or is essental to law to obtain Workerâ€™s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a restricted timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability from the worker to obtain compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. For this reason it is very important have proper legal representation from a qualified accidental injury lawyer to guarantee the rights of workers are upheld. In the case of personal injury because of a vehicle accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a personal injury results from the negligent operation of a vehicle, the operator from the vehicle needs to held to blame for the effects of these negligence. Since the laws of each state will vary, it is important to possess a local attorney experienced with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurer along with the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few selections for an effective defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim from the dog ownerâ€™s property insurance provider if the attack occurred around the insuredâ€™s property. Your dog bite attorney can start to play a crucial role in proving liability within a dog bite case while they understand the applicable laws in your local state, how you can calculate damages, and the most effective way to show evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to place warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them cope with overwhelming debt. However, you can find long term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest concern is not insufficient income, but dealing with the requirements from creditors for immediate payment. It lets you make your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up necessary to live for many years under the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.