We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by other people within an accident or because of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized each time a injury lawyer represents the situation on the part of a customer in a civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Whenever a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will probably be paid by the employer’s insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is normally compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be used by a business having or perhaps is essental to law to have Worker’s Compensation Insurance, and they also need to have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a limited time period in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability of the worker to receive compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation with a qualified accidental injury lawyer to be sure the rights of employees are upheld. With regards to accidental injuries as a result of vehicle accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When a personal injury comes from the negligent operation of the vehicle, the motorist of the vehicle should held responsible for the results of such negligence. Since the laws of each and every state are very different, it is essential to possess a local attorney familiar with car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users from the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney may play an important role in proving liability in the dog bite case because they know the applicable laws inside your local state, the best way to calculate damages, and the simplest way to provide evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not lack of income, but dealing with the requirements from creditors for immediate payment. It enables you to maintain your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage repayments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be needed to live for quite some time beneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to make a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties appealing.