We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to are already harmed by somebody else within an accident or because of negligence and who could be held legally accountable for such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the situation with respect to a customer at the civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at your workplace. When a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will be paid by the employer’s insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a company who may have or possibly is necessary for law to have Worker’s Compensation Insurance, and so they need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability of the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the amount of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation with a qualified accidental injury lawyer so that the rights of workers are upheld. In the case of personal injury caused by a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury comes from the negligent operation of your vehicle, the motorist of your vehicle must held responsible for the effects of the negligence. Because the laws of each and every state are different, you should possess a local attorney experienced in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all other users of the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case as they be aware of applicable laws with your local state, how you can calculate damages, and the best way to offer evidence. To be successful within a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the needs from creditors for immediate payment. It allows you to make your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up necessary to live for several years underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Business people and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to create a well informed decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.