We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when a person continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states have been harmed by somebody else within an accident or because of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the situation on behalf of a person with a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to assist them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused a car accident or injury at the office. Every time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be covered by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is often compulsory with all the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer who may have or maybe needed by law to possess Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted time period where you can report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance carrier. This is why you should have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of injury because of a vehicle accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an accident is a result of the negligent operation of any vehicle, the motorist of the vehicle must held responsible for the consequences of such negligence. Ever since the laws for each state are not the same, it is essential to have a local attorney experienced in automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few choices for a successful defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A dog bite attorney can start to play a crucial role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, how to calculate damages, and the simplest way to show evidence. To be successful inside a injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest issue is not deficiency of income, but handling the demands from creditors for fast payment. It lets you keep your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be expected to live for a long time within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Companies and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.