We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when somebody has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to have been harmed by another person inside an accident or because of negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the way it is for a customer at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Whenever a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. When the claim is a winner the total amount claimed is going to be paid by the employerâ€™s liability insurance. You can find four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be used by a business that has or maybe necessary for law to obtain Workerâ€™s Compensation Insurance, and they need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a limited period of time in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability from the worker to receive compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance company. This is why it is important to have proper legal representation by way of a qualified injury lawyer to guarantee the rights of workers are upheld. In the matter of accidental injury due to a car accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to the negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an injury comes from the negligent operation of any vehicle, the motorist of your vehicle should held liable for the effects of such negligence. Considering that the laws of each and every state are very different, you should have got a local attorney familiar with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance provider and the at-fault motorist to examine the truth and having a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few options for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim against the dog ownerâ€™s property insurance provider if the attack occurred on the insuredâ€™s property. A dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case as they are aware of the applicable laws in your local state, the way to calculate damages, and the most effective way to present evidence. To be successful in a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, you will find long term consequences for individuals who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but dealing with the needs from creditors for fast payment. It permits you to make your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be necessary to live for several years under the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to make an educated decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.