We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when a person has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have been harmed by other people within an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized when a injury lawyer represents the situation with respect to a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most important mandate being to assist them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is often compulsory with all the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a business who may have or is essental to law to get Worker’s Compensation Insurance, and they must have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a small timeframe where you can report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability in the worker to obtain compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation from a qualified injury lawyer to guarantee the rights of workers are upheld. With regards to personal injury due to a car accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When a physical injury results from the negligent operation of a vehicle, the operator from the vehicle has to held to blame for the effects of the negligence. Ever since the laws of each and every state are very different, it is important to have a local attorney experienced in motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for all other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few choices for a successful defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can play a vital role in proving liability in the dog bite case while they know the applicable laws inside your local state, the way to calculate damages, and the best way to provide evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not lack of income, but working with the needs from creditors for immediate payment. It lets you make your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up necessary to live for many years underneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Company owners and people could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient to permit a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.