We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when an individual is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to happen to be harmed by somebody else in a accident or because of negligence and who can be held legally liable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the way it is on the part of a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to assist them obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at the job. Every time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will likely be included in the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a company who may have or perhaps is needed by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the volume of claims paid out by their insurance carrier. That is why you should have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of employees are upheld. When it comes to injury because of a automobile accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an injury comes from the negligent operation of any vehicle, the operator of your vehicle must held liable for the effects of these negligence. Because the laws of each state are very different, it is important to have a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users in the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and the at-fault motorist to look at the truth and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability within a dog bite case as they be aware of applicable laws in your local state, how you can calculate damages, and an effective way to offer evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest problem is not absence of income, but handling the demands from creditors for immediate payment. It lets you maintain your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up expected to live for many years beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Business owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain information about the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.