We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when a person has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to have already been harmed by another person in an accident or on account of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the truth with respect to a client with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at work. When a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is successful the amount claimed will be included in the employerâ€™s liability insurance. You can find four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for workers is generally compulsory with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be used by a company that has or perhaps is needed by law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of your worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why it is important to have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. When it comes to personal injury due to a automobile accident, a vehicle wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident is a result of the negligent operation of your vehicle, the driver of your vehicle must held accountable for the consequences of the negligence. Ever since the laws of each state are different, it is important to use a local attorney familiar with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all other users in the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s property insurance provider when the attack occurred around the insuredâ€™s property. A dog bite attorney can play a crucial role in proving liability in the dog bite case as they know the applicable laws inside your local state, the best way to calculate damages, and an effective way to provide evidence. Just to be successful within a injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, there are long-term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest problem is not lack of income, but coping with the requirements from creditors for fast payment. It permits you to make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be needed to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Companies and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.