We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to have already been harmed by other people in a accident or due to negligence and who could be held legally liable for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is on behalf of a person in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Every time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the amount claimed will be covered by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for workers is normally compulsory with all the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by a business who has or perhaps is essental to law to obtain Workerâ€™s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to receive compensation might be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by a qualified injury lawyer so that the rights of staff is upheld. In the matter of accidental injuries caused by a automobile accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a physical injury results from the negligent operation of the vehicle, the operator in the vehicle must held liable for the consequences of these negligence. Since the laws of each and every state are different, you should have a local attorney familiar with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users in the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance provider along with the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim against the dog ownerâ€™s home insurance provider if the attack occurred on the insuredâ€™s property. Your dog bite attorney can enjoy an important role in proving liability inside a dog bite case since they know the applicable laws inside your local state, how to calculate damages, and an effective way to provide evidence. To be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest concern is not lack of income, but working with the requirements from creditors for immediate payment. It allows you to keep the home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage payments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be needed to live for a long time underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.