We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when a person is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to happen to be harmed by another person in an accident or because of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized every time a injury lawyer represents the way it is with respect to a client in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the most important mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. Whenever a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be included in the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a company that has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, plus they should have been injured at the job as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a small timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. That is why it is important to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of staff is upheld. When it comes to accidental injuries caused by a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an injury comes from the negligent operation of your vehicle, the operator in the vehicle needs to held accountable for the results of the negligence. Since the laws of each and every state are not the same, you should use a local attorney familiar with automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few alternatives for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in a dog bite case while they be aware of applicable laws within your local state, how you can calculate damages, and the most effective way to present evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range between failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest issue is not absence of income, but dealing with the needs from creditors for fast payment. It allows you to keep the home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan repayments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be necessary to live for a long time under the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Business owners and individuals also can use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to create a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.