We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to have already been harmed by somebody else within an accident or as a result of negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the truth on the part of a client in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the total amount claimed will be paid by the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by a company who may have or perhaps is necessary for law to get Worker’s Compensation Insurance, and they should have been injured at the job due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability of the worker to receive compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the volume of claims paid out by their insurance company. This is why it is important to have proper legal representation with a qualified personal injury lawyer to ensure the rights of workers are upheld. In the matter of personal injury as a result of car accident, a car wreck lawyer will fully handle your case to make sure you get the appropriate compensation for the loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an accident is a result of the negligent operation of your vehicle, the motorist of the vehicle needs to held accountable for the outcomes of the negligence. Since the laws of every state are not the same, it is essential to possess a local attorney familiar with vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for other users from the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case as they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to show evidence. To be successful in a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but coping with the demands from creditors for immediate payment. It permits you to maintain your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be necessary to live for quite some time underneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.