We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when somebody has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to have been harmed by someone else inside an accident or on account of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the situation on the part of a client with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence is responsible for a car accident or injury at the job. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed is going to be covered by the employer’s insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is normally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be hired by an employer who may have or maybe necessary for law to possess Worker’s Compensation Insurance, and so they need to have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a limited period of time in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability from the worker to get compensation may be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance company. That is why it is essential to have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of employees are upheld. With regards to accidental injury because of a vehicle accident, an auto wreck lawyer will handle your case to make sure you have the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury is a result of the negligent operation of the vehicle, the driver of your vehicle has to held to blame for the outcomes of those negligence. Since the laws of each and every state are not the same, it is important to have a local attorney experienced in automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to examine the way it is and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few choices for an effective defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred around the insured’s property. A pet dog bite attorney can play a crucial role in proving liability in the dog bite case while they understand the applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. To become successful within a accidental injury slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest problem is not insufficient income, but handling the needs from creditors for fast payment. It enables you to keep your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will be necessary to live for several years underneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.