We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when somebody has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states have already been harmed by other people within an accident or due to negligence and who could be held legally liable for such harm. An individual injury case becomes formalized each time a injury lawyer represents the case for a customer at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the most important mandate being to enable them to obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused an accident or injury at the job. When a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be covered by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a business who may have or perhaps is required by law to have Worker’s Compensation Insurance, and so they must have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a small timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability in the worker to obtain compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the number of claims paid out by their insurance carrier. That is why it is important to have proper legal representation with a qualified accidental injuries lawyer so that the rights of personnel are upheld. In the case of accidental injuries due to a automobile accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an accident results from the negligent operation of any vehicle, the motorist of the vehicle must held responsible for the results of those negligence. Since the laws of every state are not the same, it is important to have got a local attorney experienced in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but also for all other users from the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few choices for an effective defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case since they be aware of applicable laws with your local state, how you can calculate damages, and the most effective way to present evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to handle overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest concern is not lack of income, but coping with the demands from creditors for fast payment. It allows you to make your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. One of the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up expected to live for many years under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business people and individuals could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.