We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to have already been harmed by someone else in an accident or as a result of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the case with respect to a person at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at work. Each time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will be covered by the employerâ€™s insurance. You will find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer who has or perhaps is necessary for law to obtain Workerâ€™s Compensation Insurance, and they also must have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a restricted period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of the worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance company. That is why it is essential to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. In the matter of accidental injury because of a car accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury results from the negligent operation of your vehicle, the motorist of your vehicle must held accountable for the consequences of these negligence. Since the laws for each state are very different, you should possess a local attorney familiar with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurance provider and also the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few options for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. A dog bite attorney can play an important role in proving liability in a dog bite case as they be aware of applicable laws in your local state, how to calculate damages, and the best way to present evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest dilemma is not absence of income, but handling the needs from creditors for immediate payment. It lets you maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be needed to live for quite some time within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It must add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.