We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when someone is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone claims to are already harmed by another person inside an accident or as a result of negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the way it is on behalf of a person in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the main mandate being to help them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. Each time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will probably be paid by the employerâ€™s liability insurance. You will find four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for employees is often compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be utilized by an employer having or perhaps is necessary for law to have Workerâ€™s Compensation Insurance, and they need to have been injured at work as a result of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability from the worker to get compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation with a qualified accidental injuries lawyer so that the rights of workers are upheld. When it comes to injury because of a car accident, an automobile wreck lawyer will fully handle your case to make sure you have the appropriate compensation to your loss and suffering because of the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an injury results from the negligent operation of a vehicle, the operator of your vehicle must held liable for the consequences of these negligence. Since the laws for each state are very different, you should use a local attorney experienced with car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to check the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few options for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim against the dog ownerâ€™s property insurance provider in the event the attack occurred about the insuredâ€™s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case because they understand the applicable laws in your local state, the way to calculate damages, and the simplest way to offer evidence. Just to be successful in a personal injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest dilemma is not lack of income, but handling the needs from creditors for fast payment. It enables you to maintain your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be necessary to live for quite some time within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs in the debtor sufficient to allow a creditor to produce an informed decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.