We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when someone continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to happen to be harmed by somebody else in a accident or as a result of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized each time a injury lawyer represents the truth with respect to a customer at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the main mandate being to enable them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Whenever a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be covered by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is normally compulsory with all the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by an employer that has or perhaps is required by law to possess Worker’s Compensation Insurance, and they need to have been injured at work on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability of the worker to receive compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of workers are upheld. With regards to accidental injury because of a car accident, a vehicle wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury results from the negligent operation of your vehicle, the operator of your vehicle needs to held accountable for the effects of these negligence. Ever since the laws of each state are very different, it is very important possess a local attorney experienced with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to evaluate the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few options for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can start to play a vital role in proving liability in the dog bite case as they be aware of applicable laws within your local state, the way to calculate damages, and an effective way to provide evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but handling the demands from creditors for fast payment. It enables you to keep your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be needed to live for several years beneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to create an educated decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.