We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when someone has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to happen to be harmed by other people inside an accident or due to negligence and who might be held legally in charge of such harm. A private injury case becomes formalized whenever a injury lawyer represents the situation on the part of a client in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the main mandate being to enable them to obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at the office. Every time a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is a winner the amount claimed will probably be protected by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer who has or possibly is needed by law to have Worker’s Compensation Insurance, and they must have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small time period in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability in the worker to obtain compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the amount of claims paid out by their insurance company. This is why you should have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the matter of personal injury because of a automobile accident, a car wreck lawyer will handle your case to ensure you get the appropriate compensation for the loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When a physical injury is a result of the negligent operation of any vehicle, the motorist from the vehicle must held to blame for the results of these negligence. Since the laws for each state are different, you should use a local attorney proficient in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however for other users of the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few options for an excellent defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can play a vital role in proving liability inside a dog bite case because they be aware of applicable laws in your local state, the way to calculate damages, and an effective way to provide evidence. To become successful in a injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest dilemma is not absence of income, but dealing with the needs from creditors for fast payment. It lets you keep the home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be required to live for several years underneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Company owners and people may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to produce an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.