We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when a person is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states are already harmed by other people within an accident or as a result of negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the case with respect to a customer with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to help them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at work. When a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be covered by the employerâ€™s liability insurance. You can find four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for workers is often compulsory with the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by a business who has or possibly is required by law to obtain Workerâ€™s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a small timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability from the worker to receive compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is the reason you should have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of workers are upheld. With regards to accidental injury due to a vehicle accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering due to negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury is a result of the negligent operation of any vehicle, the operator from the vehicle has to held to blame for the outcomes of those negligence. Since the laws of each state are different, it is essential to possess a local attorney proficient in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users in the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurance company and also the at-fault motorist to examine the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case since they are aware of the applicable laws with your local state, the best way to calculate damages, and the simplest way to offer evidence. To be successful inside a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but working with the demands from creditors for immediate payment. It allows you to keep the home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be expected to live for several years within the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Company owners and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information about the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to create an educated decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.