We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when a person is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to have already been harmed by another person within an accident or on account of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized every time a accidental injuries lawyer represents the truth on behalf of a customer at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to get the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for a crash or injury at work. Whenever a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will be covered by the employer’s liability insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is usually compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be used by an employer having or perhaps is required by law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small time period in which to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability from the worker to receive compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance firm. That is why it is essential to have proper legal representation from a qualified injury lawyer to guarantee the rights of workers are upheld. In the matter of accidental injuries because of a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an accident is a result of the negligent operation of any vehicle, the operator in the vehicle needs to held responsible for the effects of those negligence. Because the laws of each and every state are not the same, it is essential to have got a local attorney familiar with motor vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users of the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to look at the truth and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few choices for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in a dog bite case since they understand the applicable laws inside your local state, the way to calculate damages, and an effective way to provide evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but dealing with the requirements from creditors for fast payment. It allows you to maintain your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be needed to live for quite some time within the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It must feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Company owners and people could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to produce an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.