We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have already been harmed by other people in an accident or on account of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a injury lawyer represents the case on behalf of a client with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the main mandate being to assist them to get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. Whenever a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed is going to be covered by the employerâ€™s insurance. There are four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of workerâ€™s compensation for workers is often compulsory with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be hired by an employer that has or perhaps is required by law to get Workerâ€™s Compensation Insurance, and so they must have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a small timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability from the worker to get compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. This is why it is very important have proper legal representation with a qualified personal injury lawyer to be sure the rights of workers are upheld. When it comes to injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a physical injury results from the negligent operation of your vehicle, the motorist of the vehicle has to held responsible for the effects of the negligence. Ever since the laws of every state will vary, you should have a local attorney experienced in motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for all other users from the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance company along with the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim against the dog ownerâ€™s home insurance provider in case the attack occurred about the insuredâ€™s property. Your dog bite attorney can start to play a crucial role in proving liability within a dog bite case since they be aware of applicable laws inside your local state, how to calculate damages, and the simplest way to present evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts instead of liquidation. It is great for those whose biggest issue is not deficiency of income, but working with the needs from creditors for fast payment. It enables you to keep your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up necessary to live for quite some time underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.