We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states happen to be harmed by other people inside an accident or due to negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the truth with respect to a person at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Every time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed is going to be paid by the employer’s insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory using the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by an employer that has or possibly is necessary for law to obtain Worker’s Compensation Insurance, and so they should have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability in the worker to obtain compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation with a qualified personal injury lawyer to guarantee the rights of workers are upheld. In the case of accidental injuries because of a automobile accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury results from the negligent operation of your vehicle, the operator in the vehicle should held accountable for the outcomes of those negligence. Ever since the laws for each state are very different, it is important to have got a local attorney experienced with vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users from the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to check the situation and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few selections for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability in a dog bite case as they know the applicable laws inside your local state, how you can calculate damages, and the best way to offer evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, you will find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is great for those whose biggest problem is not deficiency of income, but dealing with the demands from creditors for fast payment. It permits you to keep the home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up needed to live for quite some time under the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business owners and people also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to make an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.